Compliance Manager

Cuscal Limited; Brisbane; On-site; AUD 110,000 - 150,000; Full time

Job summary

Cuscal is seeking a Compliance Manager to join the Group Risk & Compliance team and help shape the future of payments in Australia. You will oversee regulatory obligations, compliance assurance, change management, and financial product compliance across Cuscal.

In this role, you’ll manage frameworks, policies and training programs, conduct reviews, monitor regulatory developments, and provide reporting to management. A strong understanding of Australian regulatory landscape is essential.

Qualifications

• Extensive compliance or regulatory experience within the Australian financial services or payment services industry.
• Demonstrated experience with interpreting and managing financial service obligations.
• Strong understanding of compliance management principles, structures and processes.
• Experience designing and implementing effective compliance management frameworks within financial services.
• Knowledge of APRA standards and requirements for operating as an ADI.

Responsibilities

• Support the ongoing management of Cuscal's compliance framework and risk and compliance system.
• Maintain key compliance registers, monitoring plans, training plans and consolidated compliance reporting.
• Develop and review compliance policies, standards and guidance.
• Perform compliance reviews and control assurance activities to assess adherence to key regulatory obligations.
• Proactively monitor emerging regulatory and legislative change, assessing potential impacts and recommending actions.
• Provide stakeholders with updates on regulatory developments across APRA, ASIC, AUSTRAC, OAIC and DIA requirements.
• Support regulatory certifications, reporting and engagement.
• Oversee the risk and compliance training calendar and contribute to training design.
• Support audit activities and responses to external information requests.
• Provide regular and ad hoc compliance reporting and analysis to management.

Skills

Regulatory compliance

APRA standards

AML/CTF

Stakeholder engagement

Regulatory reporting

Job description

Ever tapped your phone to buy a morning coffee, or made a purchase from your favourite online store? Chances are, we've made it happen. At Cuscal, we've been at the forefront of payments innovation for 60 years, enabling seamless, secure solutions that millions of Australians rely on every day. From launching Australia's first ATM to being the first certified Australian fast payments Payer and Initiator in 2022, we've always pushed boundaries - and we're not stopping now.

That's why we're looking for a Compliance Manager to join our team and help shape the future of payments.

We're looking for an experienced Compliance Manager to join our Group Risk & Compliance team.

In this role, you'll play an important part in the operational oversight of regulatory compliance across Cuscal, with a focus on regulatory obligation management, compliance assurance, regulatory change and financial product compliance.

You’ll also make an impact by:

• Supporting the ongoing management of Cuscal's compliance framework and risk and compliance system
• Maintaining key compliance registers, monitoring plans, training plans and consolidated compliance reporting
• Developing and reviewing compliance policies, standards and guidance
• Performing compliance reviews and control assurance activities to assess adherence to key regulatory obligations
• Proactively monitoring emerging regulatory and legislative change, assessing potential impacts and recommending appropriate actions
• Providing stakeholders with updates and guidance on regulatory developments across APRA, ASIC, AUSTRAC, OAIC and DIA requirements
• Supporting regulatory certifications, reporting and engagement
• Overseeing the risk and compliance training calendar and contributing to the design of compliance training programs
• Supporting audit activities and responses to external information requests
• Providing regular and ad hoc compliance reporting and analysis to management.

What You'll Bring

You're an experienced compliance professional with a strong understanding of the Australian financial services regulatory landscape and the ability to turn complex obligations into practical guidance. You're comfortable working autonomously, have strong judgement and attention to detail and can build trusted relationships with stakeholders across the organisation.

• Extensive compliance or regulatory experience within the Australian financial services or payment services industry
• Demonstrated experience with interpreting and managing financial service obligations
• A strong understanding of compliance management principles, structures and processes
• Experience designing and implementing effective compliance management frameworks within financial services
• Knowledge of APRA standards and requirements for operating as an ADI
• Knowledge of AML/CTF legislation, the Privacy Act and AFSL requirements
• Strong stakeholder engagement, influencing and relationship-building capabilities
• Excellent written and verbal communication skills, particularly when communicating regulatory obligations and emerging regulatory changes
• The ability to work with a high degree of autonomy and exercise sound judgement

Cuscal is an equal opportunity employer committed to an equitable, diverse, and socially inclusive work environment and a positive, barrier-free recruitment process.

We welcome applicants from an Aboriginal and Torres Strait Islander heritage, people living with a disability, LGBTQIA+ and people from culturally diverse backgrounds to explore career opportunities with Cuscal. Note: Cuscal does not accept unsolicited resumes from recruitment agencies or search firms.