Compliance Manager

CO001 Cuscal Limited; Australia; On-site; AUD 120,000 - 190,000; Full time

Job summary

Cuscal is seeking an experienced Compliance Manager to join our Group Risk & Compliance team in Australia. You’ll oversee regulatory compliance across Cuscal, focusing on obligation management, assurance, change, and product compliance, shaping how money moves in Australia.

You’ll interpret complex financial service obligations, design and implement risk-based frameworks, and provide updates to APRA, ASIC, AUSTRAC, OAIC and DIA. Autonomy and strong stakeholder collaboration are essential.

Qualifications

• Extensive compliance or regulatory experience in Australian financial services or payment services.
• Ability to translate complex obligations into practical guidance.
• Strong judgement, attention to detail, and autonomous working style.
• Knowledge of APRA standards for operating as an ADI.
• Familiarity with AML/CTF legislation, Privacy Act and AFSL requirements.

Responsibilities

• Oversee regulatory obligations management and compliance framework.
• Maintain compliance registers, monitoring plans, training and reporting.
• Develop and review compliance policies, standards and guidance.
• Perform compliance reviews and control assurance activities.
• Monitor regulatory changes and advise on actions.
• Provide regulatory updates to stakeholders across APRA, ASIC, AUSTRAC, OAIC and DIA.
• Support regulatory certifications, reporting and engagement.
• Assist with audits and responses to information requests.

Skills

Regulatory compliance

Stakeholder engagement

Regulatory reporting

AML/CTF knowledge

APRA standards

Privacy Act knowledge

Autonomy

Written and verbal communication

Job description

Forward with Cuscal

Ever tapped your phone to buy a morning coffee, or made a purchase from your favourite online store? Chances are, we’ve made it happen. At Cuscal, we’ve been at the forefront of payments innovation for 60 years, enabling seamless, secure solutions that millions of Australians rely on every day. From launching Australia’s first ATM to being the first certified Australian fast payments Payer and Initiator in 2022, we’ve always pushed boundaries — and we’re not stopping now. That’s why we’re looking for a Compliance Manager to join our team and help shape the future of payments. Join us. Forward with Cuscal.

Your Opportunity

We’re looking for an experienced Compliance Manager to join our Group Risk & Compliance team. In this role, you’ll play an important part in the operational oversight of regulatory compliance across Cuscal, with a focus on regulatory obligation management, compliance assurance, regulatory change and financial product compliance. You’ll also make an impact by:

• Supporting the ongoing management of Cuscal’s compliance framework and risk and compliance system
• Maintaining key compliance registers, monitoring plans, training plans and consolidated compliance reporting
• Developing and reviewing compliance policies, standards and guidance
• Performing compliance reviews and control assurance activities to assess adherence to key regulatory obligations
• Proactively monitoring emerging regulatory and legislative change, assessing potential impacts and recommending appropriate actions
• Providing stakeholders with updates and guidance on regulatory developments across APRA, ASIC, AUSTRAC, OAIC and DIA requirements
• Supporting regulatory certifications, reporting and engagement
• Overseeing the risk and compliance training calendar and contributing to the design of compliance training programs
• Supporting audit activities and responses to external information requests
• Providing regular and ad hoc compliance reporting and analysis to management

What You’ll Bring

You’re an experienced compliance professional with a strong understanding of the Australian financial services regulatory landscape and the ability to turn complex obligations into practical guidance. You’re comfortable working autonomously, have strong judgement and attention to detail and can build trusted relationships with stakeholders across the organisation. You’ll also bring:

• Extensive compliance or regulatory experience within the Australian financial services or payment services industry
• Demonstrated experience with interpreting and managing financial service obligations
• A strong understanding of compliance management principles, structures and processes
• Experience designing and implementing effective compliance management frameworks within financial services
• Knowledge of APRA standards and requirements for operating as an ADI
• Knowledge of AML/CTF legislation, the Privacy Act and AFSL requirements
• Strong stakeholder engagement, influencing and relationship-building capabilities
• Excellent written and verbal communication skills, particularly when communicating regulatory obligations and emerging regulatory changes
• The ability to work with a high degree of autonomy and exercise sound judgement

Join us and reimagine the future

If you’re excited to join a company that’s shaping the future of how Australia moves money, we’d love to hear from you.

Applications close Cuscal is an equal opportunity employer committed to an equitable, diverse, and socially inclusive work environment and a positive, barrier-free recruitment process. We welcome applicants from an Aboriginal and Torres Strait Islander heritage, people living with a disability, LGBTQIA+ and people from culturally diverse backgrounds to explore career opportunities with Cuscal.

Note: Cuscal does not accept unsolicited resumes from recruitment agencies or search firms.

Moving Payments Forward. Together.

Cuscal is a payments and regulated data services provider in Australia. Since 1966, we have enabled Australian banks, mutuals, corporates and fintechs to better serve and connect with their customers through the implementation of innovative technology solutions.

Our vision To transform the future of how money moves and how Australia does business.

Our mission We partner with forward-thinking businesses to deliver innovative and secure payment solutions that drive growth in the economy.

Our purpose To enable competition and power progress, one transaction at a time.