Financial Crimes Analyst

Cuscal Limited; Sydney; On-site; AUD 90,000 - 130,000; Full time

Benefits offered by this job

Recognition & growth

Wellbeing benefits

Diversity & inclusion

Job summary

Cuscal Limited is seeking a Financial Crimes Analyst to analyse complex data to identify, prevent and respond to fraud and emerging financial crime threats across payment and digital banking channels.

Working within the Financial Crime Analytics & Advisory team, you’ll use Power BI, Databricks, SQL and Excel to identify trends, develop fraud rules and strengthen monitoring and controls for Cuscal and its clients.

Qualifications

• Experience in operational fraud or financial crime management.
• Strong analytical capability with experience working across large and complex data sets.
• Experience using fraud detection systems including writing or optimising fraud rules.
• Demonstrated ability to turn data into clear insights and recommendations.
• Advanced Power BI and Excel skills.
• Intermediate Databricks and SQL experience.
• Strong critical thinking, investigation and problem-solving skills.
• The ability to work collaboratively and communicate insights clearly to different stakeholders.

Responsibilities

• Analysing transactional, behavioural and intelligence data to identify fraud and emerging financial crime risks.
• Developing and optimising fraud detection rules across cards, digital wallets, real-time payments, PayTo, BPAY and Direct Entry.
• Conducting network analysis, merchant reviews and complex investigations.
• Using Power BI, Databricks, SQL and Excel to identify trends and provide actionable insights.
• Reviewing fraud controls and recommending improvements to strengthen detection capabilities.
• Monitoring fraud detection performance including detection rates and false positive ratios.
• Supporting the implementation and validation of new data sets, AI models and machine learning models.
• Providing insights on current fraud typologies and trends to internal stakeholders and clients.

Skills

Fraud/financial crime exp

Analytical skills

Fraud_rules expertise

Data storytelling

Power BI

Excel

Databricks

SQL

Critical thinking

Collaboration & communication

Education

Tertiary studies in fraud/financial crime

Data science or ML exposure

Tools

Databricks

SQL

Power BI

Excel

Job description

Ever tapped your phone to buy a morning coffee, or made a purchase from your favourite online store? Chances are, we’ve made it happen. At Cuscal, we’ve been at the forefront of payments innovation for 60 years, enabling seamless, secure solutions that millions of Australians rely on every day. From launching Australia’s first ATM to being the first certified Australian fast payments Payer and Initiator in 2022, we’ve always pushed boundaries — and we’re not stopping now.

That’s why we’re looking for a Financial Crimes Analyst to join our team and help shape the future of payments.

Join us. Forward with Cuscal.

Job Description

As our Financial Crimes Analyst, you’ll analyse complex data to identify, prevent and respond to fraud and emerging financial crime threats across payment and digital banking channels.

Working within our Financial Crime Analytics & Advisory team, you’ll use data-driven insights to improve monitoring strategies, strengthen controls and support positive outcomes for Cuscal and our clients.

You’ll also make an impact by:

Analysing transactional, behavioural and intelligence data to identify fraud and emerging financial crime risks

Developing and optimising fraud detection rules across cards, digital wallets, real-time payments, PayTo, BPAY and Direct Entry

Conducting network analysis, merchant reviews and complex investigations

Using Power BI, Databricks, SQL and Excel to identify trends and provide actionable insights

Reviewing fraud controls and recommending improvements to strengthen detection capabilities

Monitoring fraud detection performance including detection rates and false positive ratios

Supporting the implementation and validation of new data sets, AI models and machine learning models

Providing insights on current fraud typologies and trends to internal stakeholders and clients

Escalating significant incidents, risks and emerging threats to management

Contributing to continuous improvement across fraud monitoring processes and operational outcomes

Qualifications

What You’ll Bring

To succeed in this role, you’ll have:

Experience in operational fraud or financial crime management

Strong analytical capability with experience working across large and complex data sets

Experience using fraud detection systems including writing or optimising fraud rules

Demonstrated ability to turn data into clear insights and recommendations

Advanced Power BI and Excel skills

Intermediate Databricks and SQL experience

Strong critical thinking, investigation and problem-solving skills

The ability to work collaboratively and communicate insights clearly to different stakeholders

You’ll stand out from the crowd if you have:

At least two years of experience across fraud or financial crime

Experience within banking, financial services, payments or merchant acquiring

Tertiary studies in fraud, financial crime or criminology

Qualifications or practical exposure related to data science or machine learning

Additional Information

Why Cuscal?

At Cuscal, you’ll find a strong, successful company that’s reimagining the future. And our team is right there at the heart of it all.

Here, you’ll deliver or supportinteresting, ground-breaking workthat hasreal impact- on Australia’s financial services sector and the millions of customers it serves.

You’ll innovate alongsideskilled, smart, connected teams.

And you’ll build animpressive, fulfilling career that continues to grow.

You’ll also enjoy a range of benefits, including:

• Recognition and growth: Celebrate achievements through IGNITE and grow with tailored development opportunities.
• Wellbeing focus: Access initiatives supporting physical, mental, and financial health, plus discounts via ‘Cuscal Advantage.’
• Diversity and inclusion: Join a workplace that values different perspectives and flexible work arrangements.

Join us and reimagine the future

Cuscal is an equal opportunity employer committed to an equitable, diverse, and socially inclusive work environment and a positive, barrier-free recruitment process.

We welcome applicants from an Aboriginal and Torres Strait Islander heritage, people living with a disability, LGBTQIA+ and people from culturally diverse backgrounds to explore career opportunities with Cuscal.

Note: Cuscal does not accept unsolicited resumes from recruitment agencies or search firms.