Commercial Pricing Manager

TAL Australia; Sydney; On-site; AUD 150,000 - 210,000; Full time

Job summary

TAL Australia is seeking a pricing leader to drive data-driven pricing decisions for the Retail Advice channel. You will lead pricing initiatives, develop market-based strategies and collaborate with Product, Distribution, Underwriting and Finance to improve commercial outcomes.

You will coach a team of pricing professionals, balance customer value with profitability, and translate complex analytics into clear business narratives for stakeholders across the organisation.

Qualifications

• FIAA or qualified actuary of a recognised actuarial body required.
• Strong communication and presentation skills with the ability to translate analytics into business narratives.
• Commercial mindset and ownership mentality balancing strategy with results.
• Experience solving complex problems creatively and lateral thinking.
• Strong ability to build trusted relationships and collaborate with stakeholders.

Responsibilities

• Lead pricing initiatives, including assumption setting, profit testing, rate design and implementation support.
• Develop data-driven pricing strategies leveraging market and competitor insights.
• Maintain a strong new business pricing presence by monitoring market position.
• Partner with Product, Distribution, Underwriting and Finance to drive performance.
• Monitor pricing performance and implement improvements for impact and outcomes.
• Lead, coach and develop pricing professionals, managing priorities and capacity.

Skills

Communication skills

Commercial mindset

Analytical thinking

Stakeholder collaboration

SQL

Python

R

Education

FIAA/Actuary qualification

Tools

SQL

Python

R

Job description

At TAL, we're committed to helping our people build meaningful careers while making a real difference to Australians. Internal career opportunities are an important part of how we develop capability, support career growth and create opportunities for our people to explore new challenges across the business.

This role offers an opportunity to broaden your experience, build new skills, expand your network and continue your development within TAL. Whether you're looking to deepen your expertise, take on new challenges or explore a different area of the business, internal opportunities help our people continue to grow and develop their careers.

At TAL, we're committed to helping Australians live healthier lives and enjoy greater financial wellbeing. As part of our Individual Life Pricing & Value team, you'll play a key role in shaping pricing outcomes for our Retail Advice channel, turning data-driven insights into decisions that create value for customers, advisers and the business. Working within a highly collaborative and commercially focused environment, you'll have the opportunity to influence meaningful outcomes while contributing to TAL's ongoing growth, sustainability and customer impact.

In this role you will

• Lead pricing initiatives, including assumption setting, profit testing, rate design and implementation support, that deliver sustainable growth and strong commercial outcomes in the Retail Advice channel.
• Develop data-driven pricing strategies leveraging market and competitor insights to identify opportunities and enhance pricing effectiveness while balance customer value, competitiveness and profitability.
• Maintain a strong new business pricing presence by monitoring market position and engaging with advisers to drive improved adviser and customer outcomes.
• Partner with stakeholders across Product, Distribution, Underwriting and Finance to drive business performance.
• Monitor pricing performance and implement improvements that maximise commercial impact and customer outcomes.
• Lead, coach and develop a team of pricing professionals, managing priorities and capacity while promoting sound judgement, strong technical standards, and development.

Qualifications

• Minimum 4 years working experience in Life insurance in Australia (or overseas markets with similar products), with experience in either pricing or valuation
• FIAA or qualified actuary of a recognised actuarial body required
• Ability to solve complex problems creatively and a natural desire to think laterally
• Bring a commercial mindset and ownership mentality, balancing strategic thinking with a focus on delivering meaningful results.
• Strong communication and presentation skills with the ability to translate complex analytics into clear business narratives.
• Strong ability to build trusted relationships and collaborate effectively with stakeholders across a diverse and dynamic organisation.
• Strong technical skills and familiarity with analytical tools, coding languages such as SQL, Python, R, or equivalent is preferred.