Associate Director, Relationships

Judo Bank; Melbourne; On-site; AUD 90,000 - 120,000; Full time

Benefits offered by this job

Two weeks of additional leave per year

Working from home setup allowance

Education assistance

Flexible/hybrid working

Job summary

Judo is redefining SME business banking in Australia. You’ll turn strategy into action by delivering high‑quality credit submissions for Australian SMEs, assessing risk, and preparing decision‑ready papers.

The role supports efficient deal execution, advising on loan structures, settlements, and speed to market while maintaining quality. Candidates with 5+ years in credit are encouraged to apply.

Qualifications

• 5+ years of experience in commercial banking, credit, or a related field.
• A tertiary qualification in Finance or Business, or a related discipline.
• Strong financial acumen and credit writing capability.
• High levels of digital literacy and confidence working across systems.
• Well developed investigative, analytical and problem‑solving skills.

Responsibilities

• Deliver accurate, compliant and commercially sound credit submissions by analysing financials, assessing risk and preparing clear, decision‑ready credit papers.
• Enable seamless deal execution by advising on loan structures, supporting settlements and maintaining speed to market without compromising quality.
• Partner across teams to support origination, including with credit and brokers, and improve ways of working that enhance efficiency and customer outcomes.
• Take accountability for continuous improvement, contributing ideas that strengthen Judo’s credit proposition, systems and processes.

Skills

Commercial banking

Credit writing

Digital literacy

Analytical skills

Problem-solving

Education

Finance or Business degree

Job description

At Judo, we’re redefining business banking for the modern era. Built on teamwork, trusted relationships and a challenger spirit, we exist to better serve Australian SMEs. What began in 2016 as a bold idea has grown into one of the fastest‑growing new banks globally, with more than 30 locations nationwide.

We put our people and customers at the heart of everything we do. Our agility means we can say ‘yes’ when others say ‘no’, delivering personalised banking that helps businesses access the funding they need, when they need it. Relationships matter here – with our customers and with each other.

Our culture – a multi‑award‑winning place to work

We firmly believe that culture eats strategy for breakfast, lunch, and dinner and that the most important investment we can make is in our people. Our values of Trust, Teamwork, Accountability and Performance guide how we work every day

Judo was built from the ground up with a clear purpose: to be the most trusted SME business bank in Australia. Our customers and relationships are at the heart of how we work, not bureaucracy. We think differently, invite new ideas, and create an environment where people feel they belong and are empowered.

We’re proud to be externally recognised too – including being named on the AFR BOSS Best Places to Work list for four consecutive years. We are certified as a Great Place To Work® Australia organisation, being recognised as one of Australia’s Best Workplaces™ 2025, celebrating our dedication to fostering an inclusive, empowering environment.

Our vision is to build a world‑class SME business bank and it’s our people that can make it happen.

Job Description

Now, about this opportunity…

In this role, you’ll turn strategy into action, delivering high‑quality, customer‑focused credit submissions that power Judo’s growth, contributing to outcomes that genuinely support Australian SMEs.

If that excites you, this just might be your dream job:

• Deliver accurate, compliant and commercially sound credit submissions by analysing financials, assessing risk and preparing clear, decision‑ready credit papers
• Enable seamless deal execution by advising on loan structures, supporting settlements and maintaining speed to market without compromising quality
• Partner across teams to support origination, including with credit and brokers, and improve ways of working that enhance efficiency and customer outcomes
• Take accountability for continuous improvement, contributing ideas that strengthen Judo’s credit proposition, systems and processes

Qualifications

You’ll likely bring:

• 5+ years' experience in commercial banking, credit, or a related field
• A tertiary qualification in Finance or Business, or a related discipline
• Strong financial acumen and credit writing capability
• High levels of digital literacy and confidence working across systems
• Well developed investigative, analytical and problem‑solving skills

If you don’t meet every requirement, we still encourage you to apply – your experience, mindset and potential matter to us.

Additional Information

Why you’ll love working at Judo:

• Two Weeks of Additional Leave Every Year
• Holistic Health & Wellbeing Offerings designed to support your best life, including access to GPs, nutritionists, coaches and psychologists via our partner, CU Health
• Working from Home Setup Allowance
• Flare Benefits & Discounts - access to a wide range of everyday savings and perks
• Freedom to work flexibly with flexible work options including hybrid working
• Equal access to Company Paid Parental Leave – up to 20 weeks
• Education Assistance

Judo is proud to be an inclusive workplace where everyone is valued and can feel that they belong. We welcome applications from people of all backgrounds, experiences and identities.

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