Assistant Relationship Manager — Credit & Lending

Westpac; Melbourne; On-site; AUD 80,000 - 110,000; Full time

Job summary

Westpac in Melbourne is seeking an Assistant Relationship Manager to help shape high-quality business lending outcomes for customers across Victoria. Based in Mulgrave, VIC, this full-time role offers exposure to commercial banking, credit risk and customer relationships.

You’ll work with Relationship Managers to assess lending opportunities from end to end, analysing financial performance, evaluating cash flow sustainability, understanding risk drivers and preparing clear credit submissions to

Qualifications

• Strong financial analysis skills, including cash flow, financial statements and lending structures.
• Experience in credit analysis, credit writing, risk assessment or a related discipline.
• Background in insolvency, restructuring, accounting, finance or credit is highly regarded.
• Ability to form balanced recommendations backed by financial insight and data.
• Strong written communication skills and a collaborative approach to working with others.

Responsibilities

• Analyse financial performance and assess lending opportunities end to end.
• Evaluate cash flow sustainability and understand risk drivers.
• Prepare clear, compelling credit submissions to support lending decisions.
• Work with Relationship Managers to broaden commercial and relationship banking capability over time.

Skills

Financial analysis

Credit analysis

Cash flow analysis

Credit risk assessment

Written communication

Collaborative teamwork

Job description

Westpac in Melbourne is seeking an Assistant Relationship Manager to help shape high-quality business lending outcomes for customers across Victoria. Based in Mulgrave, VIC, this full-time role offers exposure to commercial banking, credit risk and customer relationships.

You’ll work with Relationship Managers to assess lending opportunities from end to end, analysing financial performance, evaluating cash flow sustainability, understanding risk drivers and preparing clear credit submissions to