Underwriter Property (m/f) - Central Europe

Allianz Commercial; Wien; Hybrid; EUR 67.000 - 89.000; Vollzeit

Benefits dieser Stelle

Hybrid working model

Private healthcare

Pension plan

Performance-based bonus

Zusammenfassung

Allianz Commercial in Vienna seeks a Property Underwriter to support a dynamic Central Europe portfolio. You will underwrite large new and renewal accounts and drive profitability across the Property line.

Reporting to the Regional Head of Underwriting Property and Engineering, you will collaborate with brokers and risk managers, using data-driven insights and AI tools to optimize outcomes. Fluency in English is required; German is a strong advantage.

Qualifikationen

• Degree in Engineering, Economics, Finance, Actuarial Science, Law or related discipline; equivalent experience considered.
• Experience in property underwriting or as a broker in Property line.
• Solid broker relationships at peer level in the market.
• Excellent understanding of regional/local property insurance markets and global dimensions.
• Good understanding of relevant legal/regulatory framework.
• Ability to assess risk exposures and natural hazards in Property.
• Ability to design robust policy wordings.
• Strong analytical skills.
• Excellent communication and influencing skills.
• Proficiency with AI-powered tools and data-driven insights.

Aufgaben

• Underwrite large new and renewal accounts to meet top and bottom-line targets for the Property portfolio.
• Negotiate participation, pricing, and terms with brokers; manage capacity.
• Contribute to development and execution of regional Underwriting strategy for Property.
• Support local entities with technical excellence, growth, and profitability.
• Understand and steer portfolio performance for regional and local teams.
• Represent Allianz Commercial to brokers and distribution channels externally.
• Involve cross-functional areas in underwriting processes (Distribution, Risk Consulting, Claims, Operations).
• Develop and maintain strong relationships with brokers, clients and risk managers.

Kenntnisse

Analytical skills

Communication skills

Influencing skills

English fluency

AI-powered tools proficiency

Regulatory understanding

Ausbildung

Engineering/Economics/Finance/Actuarial/Law degree or equivalent

Tools

AI-powered tools

Jobbeschreibung

Join Allianz Commercial\'s Property Underwriting team as a Property Underwriter based in Vienna, supporting a dynamic portfolio across Central Europe. Reporting to the Regional Head of Underwriting Property and Engineering, Central Europe, you will drive profitable new and renewal business across the Property line of business, covering markets including Austria, Bulgaria, Croatia, Czech Republic, Hungary, Poland, Romania, Slovakia, Slovenia, and Ukraine. In this role, you will be part of a highly experienced, collaborative underwriting team known for its strong market relationships, technical excellence, and ambitious growth agenda - making a direct impact on Allianz Commercial\'s regional portfolio performance.

What You\'ll Do

• Underwrite large new and renewal accounts to meet top and bottom-line targets and contribute to the growth of the Property portfolio.
• Negotiate participation, pricing, and terms and conditions with brokers; proactively manage capacity.
• Contribute to the development and execution of the global Underwriting strategy for the Property line of business at a regional level.
• Support local operating entities with the delivery and execution of technical excellence, growth aspirations, and continued profitability.
• Understand and steer portfolio performance in support of regional and local underwriting teams.
• Positively represent Allianz Commercial externally to the market with key brokers and distribution channels.
• Proactively drive the involvement of functional areas in the underwriting process, including Distribution, Risk Consulting, Claims, and Operations.
• Develop and maintain strong relationships with key brokers, clients, and other relevant stakeholders, including risk managers.

What You\'ll Bring

• A degree in Engineering, Economics, Finance, Actuarial Science, Law, or a related discipline is preferred; equivalent professional experience will also be considered.
• Experience in property underwriting or as a broker in the Property line of business.
• Solid broker relationships at peer level in the market.
• Excellent understanding of regional and local property insurance markets and the competitive landscape, including global dimensions.
• Good understanding of the legal and regulatory framework relevant to the role.
• Ability to assess risk exposures and natural hazards relevant to the Property line of business.
• Ability to design, develop, and implement consistent, robust policy wordings.
• Strong analytical skills
• Excellent communication and influencing skills
• Proficiency in working with AI-powered tools and data-driven insights to optimize underwriting outcomes and support broader organizational goals.
• Fluent English is required; German or other Central European language skills are a strong advantage.

Further Information

• Starting date: immediately I Working hours: 38.5 hours per week | Location: Vienna
• The base salary range for this position is between EUR 67,000 and EUR 89,000 (for a full-time role). The specific salary offered considers:
• the requirements, scope, complexity and responsibilities of the role,
• the applicant\'s own profile including education/qualifications, expertise, specialization, skills and experience.

The annualized amount represents a market range and will also be determined by the location of the role. In the situation where you do not meet all the job requirements or you significantly exceed these, the offered salary may be below or above the advertised range. In addition to your base salary, we offer an attractive performance-based variable component based on location specific regulations, and you may be eligible for additional benefits.

What\’s in it for you?

Let\’s Care About Everything That Makes You, You

We are committed to nurturing an inclusive environment where everyone feels they belong. We offer a hybrid working model, which recognizes the value of striking a balance between in-person collaboration and remote working. Please feel free to discuss flexible working arrangements with us.

Let\’s care for your financial wellbeing

We believe in rewarding performance with a great compensation and benefits package (details vary by location), including a generous bonus scheme and pension.

Let\’s care for your opportunities to progress

From career development and digital learning programs to international career mobility, we offer lifelong learning for our employees worldwide and an environment where innovation, delivery and empowerment are fostered.

Let\’s care for life\’s twists and turns

From our support for flexible working, health and wellbeing (including private healthcare and generous parental leave benefits), to helping people return from career breaks with experience that nothing else can teach. We\'ve got your back.

Let\’s care for our society and our planet

With opportunities to be engaged in shaping a future that is safe, inclusive and sustainable, we care for the tomorrows of our people, our industry and our clients.

Care to join us?

Allianz Commercial is the center of expertise of Allianz Group, insuring mid-sized businesses, large enterprises, and special risks. Our customers include top consumer brands, financial institutions, industry leaders, the global aviation and shipping industries, as well as family-owned and medium-enterprises. We also cover unique risks such as offshore wind farms, infrastructure projects and film productions. Our clients trust us to provide a wide range of traditional and alternative risk transfer solutions, outstanding risk consulting and multinational services, and seamless claims handling. Allianz Commercial helps customers to prepare for what\'s ahead.

Join us.

Let\’s care for tomorrow.

People With Disabilities

We want to give all our candidates the best opportunity to succeed. If you need any adjustments to be made during the application and selection process, please email [e-mail]

At Allianz, we stand for unity: we believe that a united world is a more prosperous world, and we are dedicated to consistently advocating for equal opportunities for all. And the foundation for this is our inclusive workplace, where people and performance both matters, and nurtures a culture grounded in integrity, fairness, inclusion and trust.

We therefore welcome applications regardless of ethnicity or cultural background, age, gender, nationality, religion, social class, disability or sexual orientation, or any other characteristics protected under applicable local laws and regulations.