Senior Credit Risk Analyst – AI-Driven Global Risk

Deel; Österreich; Hybrid; EUR 70,000 - 110,000; Full time

Benefits offered by this job

Stock grant opportunities

Flexible office membership

Job summary

Deel seeks a Senior Credit Risk Analyst to own the full credit risk lifecycle—from acquisition and underwriting through portfolio monitoring and collections. You will drive scalable risk decisions across a global platform supporting 150+ countries, delivering reliable risk management while enabling growth.

You will build monitoring dashboards, partner with Sales, Finance, and Customer Success, and develop AI-powered tooling to streamline processes. A startup/hi-growth mindset is valued.

Qualifications

• 2-3 years in credit risk, underwriting, analytics at financial services, fintech, or lending organizations.
• Proficiency with data analysis tools (SQL, Python, Excel, Tableau, or similar); ability to manipulate large datasets and build working models.
• Analytical mindset with the ability to move quickly between strategic thinking and tactical execution.
• Proactive self-starter who thrives in ambiguity and takes ownership without needing direction.
• Excellent written and verbal communication skills; ability to explain complex financial concepts clearly to non-financial audiences.
• Exceptional organizational skills and attention to detail in a fast-moving environment.
• Hands-on experience building with AI tools or implementing AI workflows; curiosity about applying AI to credit and risk problems.
• Track record of building or automating processes that scaled with the business.
• Experience working in or supporting a startup or high-growth environment is a plus.

Responsibilities

• Lead credit assessments and underwriting decisions on new customers and portfolio risk, translating financial analysis and market signals into clear acquisition recommendations
• Build and maintain monitoring models and dashboards that surface portfolio trends, detect early warnings, and inform proactive risk management across customer segments
• Partner with Sales, Customer Success, and Finance to balance sustainable growth with prudent risk management, providing clear rationale for approval, exceptions, and escalations
• Develop automation and tooling—including data pipelines, scoring models, and AI-powered workflows—that make the team's work faster and smarter
• Analyze large datasets to identify patterns, risks, and opportunities; communicate findings clearly to cross‑functional stakeholders and senior leadership

Skills

Credit risk

Data tools

Analytical mindset

Self-starting

Communication

Attention to detail

AI workflows

Process automation

Startup experience

Tools

SQL

Python

Excel

Tableau

Job description

Deel seeks a Senior Credit Risk Analyst to own the full credit risk lifecycle—from acquisition and underwriting through portfolio monitoring and collections. You will drive scalable risk decisions across a global platform supporting 150+ countries, delivering reliable risk management while enabling growth.

You will build monitoring dashboards, partner with Sales, Finance, and Customer Success, and develop AI-powered tooling to streamline processes. A startup/hi-growth mindset is valued.