Digital Banking Product Owner: Cards & Payments (Remote)

Raiffeisen Digital Bank; Wien; Hybrid; EUR 68,000 - 83,000; Full time

Benefits offered by this job

Home office in Austria

Paid job ticket

RDB vouchers

Corporate benefit world

EU workation

Subsidized canteen

Job summary

Raiffeisen Digital Bank seeks an experienced Product Owner to drive digital banking product delivery in Austria. You will transform strategies into Epics and User Stories, own the backlog, and work with cross-functional teams to design and deliver secure, compliant card, daily banking, and liabilities products.

You will lead initiatives to improve customer value, monitor KPIs, and collaborate with Marketing on go-to-market activities for new features, ensuring alignment with PSD2 and local

Qualifications

• Several years of experience as a Product Owner or similar role in digital banking, fintech, or payments.
• In-depth knowledge of card issuing, payment systems, and daily banking/liabilities in the European market.
• Excellent written and spoken English communication skills for technical and non-technical stakeholders.
• Proven Agile/Scrum experience with remote cross-functional delivery teams.
• Strong analytical and data-driven approach to product decisions and success validation.
• Hands-on experience with Jira, Confluence, Figma, Miro and AI tools is a nice to have.

Responsibilities

• Transform strategies into Epics and User Stories with clear acceptance criteria.
• Own and refine the product backlog with cross-functional teams to deliver banking products.
• Oversee implementation, delivery, and validation of success metrics.
• Lead card, daily banking, and liabilities product initiatives and enhancements.
• Ensure regulatory compliance (PSD2 and local rules) across deliverables.
• Drive KPIs like adoption, satisfaction, revenue, and risk metrics.
• Collaborate with Marketing on go-to-market strategies for new features.

Skills

Card products expertise

Agile/Scrum

English communication

Stakeholder management

Data-driven decisions

Jira

Confluence

Figma

Miro

AI tools

Tools

Jira

Confluence

Figma

Miro

AI tools

Job description

Raiffeisen Digital Bank seeks an experienced Product Owner to drive digital banking product delivery in Austria. You will transform strategies into Epics and User Stories, own the backlog, and work with cross-functional teams to design and deliver secure, compliant card, daily banking, and liabilities products.

You will lead initiatives to improve customer value, monitor KPIs, and collaborate with Marketing on go-to-market activities for new features, ensuring alignment with PSD2 and local