Product Owner

Raiffeisen Digital Bank; Wien; Hybrid; EUR 68,000 - 83,000; Full time

Benefits offered by this job

Home office in Austria

Paid job ticket

RDB vouchers

Corporate benefit world

EU workation

Subsidized canteen

Job summary

Raiffeisen Digital Bank seeks an experienced Product Owner to drive digital banking product delivery in Austria. You will transform strategies into Epics and User Stories, own the backlog, and work with cross-functional teams to design and deliver secure, compliant card, daily banking, and liabilities products.

You will lead initiatives to improve customer value, monitor KPIs, and collaborate with Marketing on go-to-market activities for new features, ensuring alignment with PSD2 and local

Qualifications

• Several years of experience as a Product Owner or similar role in digital banking, fintech, or payments.
• In-depth knowledge of card issuing, payment systems, and daily banking/liabilities in the European market.
• Excellent written and spoken English communication skills for technical and non-technical stakeholders.
• Proven Agile/Scrum experience with remote cross-functional delivery teams.
• Strong analytical and data-driven approach to product decisions and success validation.
• Hands-on experience with Jira, Confluence, Figma, Miro and AI tools is a nice to have.

Responsibilities

• Transform strategies into Epics and User Stories with clear acceptance criteria.
• Own and refine the product backlog with cross-functional teams to deliver banking products.
• Oversee implementation, delivery, and validation of success metrics.
• Lead card, daily banking, and liabilities product initiatives and enhancements.
• Ensure regulatory compliance (PSD2 and local rules) across deliverables.
• Drive KPIs like adoption, satisfaction, revenue, and risk metrics.
• Collaborate with Marketing on go-to-market strategies for new features.

Skills

Card products expertise

Agile/Scrum

English communication

Stakeholder management

Data-driven decisions

Jira

Confluence

Figma

Miro

AI tools

Tools

Jira

Confluence

Figma

Miro

AI tools

Job description

We are a dynamic and forward-thinking financial institution committed to excellence and innovation. As part of the RBI Group, we operate with the highest standards of regulatory compliance and technological advancement. We are seeking an experienced and proactive Product Owner to drive the delivery of digital banking products that support the bank’s strategic goals and incorporate customer needs.

Your Key Responsibilities:

• Partner with our Head of Product to transform visionary strategies into clear, prioritized work—think Epics, User Stories, and real impact.
• Dive into customer needs, market trends and competitor moves to keep us ahead in the digital banking game.

Own the product backlog:

• Define Epics and break them down into User Stories with acceptance criteria that translate business priorities into detailed, incremental deliverables.
• Own and refine the product backlog, collaborating with cross-functional teams to design and deliver top-notch banking products.
• Oversee implementation and delivery and validate product success metrics.

Provide deep expertise in cards, daily banking and liabilities products:

• Be the go-to expert on card products including card issuing, tokenization, fraud prevention, payment ecosystems, and emerging card technologies, as well as daily banking and liabilities products.
• Lead initiatives to enhance card product features, security, and integration with digital wallets and payment platforms
• Ensure everything we build ticks all regulatory boxes (PSD2 and local rules).

Drive customer value and business performance:

• Drive KPIs that matter: adoption, satisfaction, revenue, and risk metrics
• Analyze customer feedback and data to continuously improve our offerings.
• Team up with Marketing to define got-to-market strategies and launch activities for new products and features that customers will love.

Your Key Skills & Qualifications:

• Several years of experience as a Product Owner or in a similar role within digital banking, fintech, or payments, with strong focus on card products, card product lifecycle management, card issuing, payment networks, and fraud prevention technologies.
• In-depth knowledge of card issuing, payment systems, and daily banking/liabilities products in the European market
• Excellent written and spoken English communication skills, with the ability to explain complex topics clearly to both technical and non-technical stakeholders.
• Proven Agile/Scrum experience with remote cross-functional delivery teams, driving product solution design and oversee implementation and delivery.
• Strong analytical and data-driven approach to product decisions and product success validation.
• Hands-on experience with Jira, Confluence, Figma, Miro and AI tools is a nice to have

Our Offer:

• Depending on your skills and experience we offer a compensation package starting at gross EUR 75,000.00 p.a.
• A great work environment within an innovative field of business with plenty of room for you to bring in your ideas & to grow professionally
• Company benefits incl. home office possibility (within Austria), paid job ticket, RDB vouchers, corporate benefit world, workation within EU, subsidized canteen & a lot more

We are proud to be an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to age, ethnicity, race or colour, national origin, religion, political or other opinion, sex, sexual orientation or disability.

Please find here more information on how we deal with your data during the recruiting process: Privacy Policy

If you have any questions, please contact [e-mail].