Senior Techno-Functional Engineer – Credit Card

D4Insight; Abu Dhabi; On-site; AED 300,000 - 520,000; Full time

Job summary

D4Insight in Abu Dhabi is seeking a Senior Techno-Functional Engineer to act as SME for Credit Card products, processes, and system integrations, guiding card transformation and integration design.

You will translate business requirements into functional specs, support solution reviews, data mapping, and interface specs, and coordinate with vendors, architects, and development teams to ensure compliant, scalable card services.

Qualifications

• 8–12 years of experience in Credit Card technology, operations, product management, or transformation.
• Strong knowledge of the end-to-end Credit Card lifecycle.
• Experience with multiple card platforms and integration patterns.

Responsibilities

• Act as SME for Credit Card products, processes, and system integrations.
• Define and validate requirements across card systems, core banking, channels, payment networks, collections, finance, CRM, and digital platforms.
• Support API, event-driven, and middleware integration design.
• Translate business requirements into functional specifications and integration requirements.
• Support solution design reviews, impact assessments, data mapping, and interface specifications.
• Coordinate with business users, vendors, architects, and development teams.
• Support SIT, UAT, migration, cutover, and post-production stabilization.
• Ensure compliance with card business rules, operational processes, and regulatory requirements.
• Contribute to future-state card servicing and transformation strategies.

Skills

Credit Card SME

Systems Integration

APIs & Middleware

Data Analysis (SQL)

Stakeholder Coordination

Tools

VisionPLUS

PRIME

TSYS

Way4

PowerCARD

Oracle Database

Job description

Role Overview:

We are looking for Senior Techno-Functional Engineer to act as a subject matter expert for Credit Card products, processes, and system integrations, supporting card transformation and integration design.

Key Responsibilities:

• Act as SME for Credit Card products, processes, and system integrations.
• Define and validate requirements across card systems, core banking, channels, payment networks, collections, finance, CRM, and digital platforms.
• Support API, event-driven, and middleware integration design.
• Translate business requirements into functional specifications and integration requirements.
• Support solution design reviews, impact assessments, data mapping, and interface specifications.
• Coordinate with business users, vendors, architects, and development teams.
• Support SIT, UAT, migration, cutover, and post-production stabilization.
• Ensure compliance with card business rules, operational processes, and regulatory requirements.
• Contribute to future-state card servicing and transformation strategies.

Required Skills & Experience:

• 8–12 years of experience in Credit Card technology, operations, product management, or transformation.
• Strong knowledge of the end-to-end Credit Card lifecycle.
• Experience with VisionPLUS, PRIME, TSYS, Way4, PowerCARD, or equivalent platforms.
• Strong understanding of integrations with Core Banking, Digital Channels, Payment Switches, Visa, Mastercard, Finance, CRM, and enterprise data platforms.
• Experience with APIs, middleware, event-driven architecture, and modern integration patterns.
• Good understanding of Oracle Database, SQL, and data analysis.
• Banking transformation, card modernization, or digital banking experience preferred.

We craft, deploy, and manage bespoke services in CRM, data and AI, cybersecurity and consulting.