Senior Techno-Functional Engineer Credit Card

D4 Insight; Abu Dhabi; On-site; AED 180,000 - 240,000; Full time

Job summary

D4 Insight in Abu Dhabi seeks a Senior Techno-Functional Engineer to act as SME for Credit Card products, processes, and system integrations, supporting card transformation and integration design.

You will define requirements across card systems, core banking, channels, payment networks, and CRM, and coordinate with vendors, architects, and development teams to ensure compliant, scalable solutions. This role demands deep credit card domain expertise and strong integration skills.

Qualifications

• 8–12 years of experience in Credit Card tech, operations, product management, or transformation.
• Strong knowledge of the end-to-end Credit Card lifecycle.
• Experience with VisionPLUS, PRIME, TSYS, Way4, PowerCARD, or equivalent platforms.
• Strong understanding of integrations with Core Banking, Digital Channels, Payment Switches, Visa, Mastercard, CRM, and data platforms.

Responsibilities

• Act as SME for Credit Card products, processes, and system integrations.
• Define and validate requirements across card systems, core banking, channels, payment networks, collections, finance, CRM, and digital platforms.
• Support API, event-driven, and middleware integration design.
• Translate business requirements into functional specifications and integration requirements.
• Support solution design reviews, impact assessments, and interface specifications.
• Coordinate with business users, vendors, architects, and development teams.
• Support SIT, UAT, migration, cutover, and post-production stabilization.
• Ensure compliance with card business rules, regulatory requirements.

Skills

Credit Card tech

API integration

Middleware design

SQL & data analysis

Card lifecycle knowledge

Stakeholder coordination

Tools

VisionPLUS

PRIME

TSYS

Way4

PowerCARD

SOAP

Postman

Job description

Job Description:

Location: Abu Dhabi, UAE

Experience: 8–12 Years

Duration: 12 Months

Role Overview

We are looking for Senior Techno-Functional Engineer to act as a subject matter expert for Credit Card products, processes, and system integrations, supporting card transformation and integration design.

Key Responsibilities

• Act as SME for Credit Card products, processes, and system integrations.
• Define and validate requirements across card systems, core banking, channels, payment networks, collections, finance, CRM, and digital platforms.
• Support API, event-driven, and middleware integration design.
• Translate business requirements into functional specifications and integration requirements.
• Support solution design reviews, impact assessments, data mapping, and interface specifications.
• Coordinate with business users, vendors, architects, and development teams.
• Support SIT, UAT, migration, cutover, and post-production stabilization.
• Ensure compliance with card business rules, operational processes, and regulatory requirements.
• Contribute to future-state card servicing and transformation strategies.

Required Skills & Experience

• 8–12 years of experience in Credit Card technology, operations, product management, or transformation.
• Strong knowledge of the end-to-end Credit Card lifecycle.
• Experience with VisionPLUS, PRIME, TSYS, Way4, PowerCARD, or equivalent platforms.
• Strong understanding of integrations with Core Banking, Digital Channels, Payment Switches, Visa, Mastercard, Finance, CRM, and enterprise data platforms.
• Experience with APIs, middleware, event-driven architecture, and modern integration patterns.
• Good understanding of Oracle Database, SQL, and data analysis.
• Banking transformation, card modernization, or digital banking experience preferred.

Preferred Tech Stack:

Oracle Database, Java, JavaScript

Tools:

SOAP, Postman.