Senior Techno-Functional Engineer – Credit Card

Dicetek LLC; Abu Dhabi; On-site; AED 250,000 - 550,000; Full time

Job summary

Dicetek LLC in Abu Dhabi seeks a subject matter expert for Credit Card products, processes and system integrations. You will validate requirements across card systems, core banking channels, payment networks, and digital platforms, and support API, middleware, and event-driven designs.

With 8–12 years in credit card technology, you will coordinate with vendors, architects and development teams, ensure compliance with business rules and regulatory requirements, and help define future-state

Qualifications

• 8–12 years of experience in credit card technology, operations, product management, or transformation programs.
• Strong knowledge of end-to-end card lifecycle and related processes.
• Experience with card management platforms and core banking integrations.

Responsibilities

• Define and validate business and integration requirements between card systems, core banking, channels, and networks.
• Support API, event-driven and middleware integration design with card domain expertise.
• Coordinate with business users, vendors, architects, and development teams to resolve issues.
• Support SIT, UAT, migration, cutover and post-production stabilization activities.

Skills

Card origination

Card issuance

Authorization

Billing & statements

Payments & collections

Credit limit management

Disputes & chargebacks

Rewards & loyalty

Fraud & risk controls

Credit card lifecycle

Tools

VisionPLUS

PRIME

TSYS

Way4

PowerCARD

Oracle Database

SQL

Job description

Act as the subject matter expert for Credit Card products processes and system integrations Define and validate business and integration requirements between card systems core banking channels payment networks collections finance CRM and digital platforms Support API event-driven and middleware integration design by providing card domain expertise Analyze business requirements and translate them into functional specifications process flows and integration requirements Support solution design reviews impact assessments data mapping and interface specifications Coordinate with business users vendors architects and development teams to resolve functional and technical issues Support SIT UAT migration cutover and post-production stabilization activities Ensure compliance with card business rules operational processes regulatory requirements and industry best practices Assist in defining future-state card servicing customer journeys and integration strategies as part of the transformation roadmap

Required Experience / Knowledge Areas 8-12 years of experience in Credit Card technology, cards operations, cards product management, or cards transformation programs. Strong knowledge of end-to-end Credit Card lifecycle including:

• Card Origination
• Card Issuance
• Authorization
• Billing & Statement Generation
• Payments & Collections
• Credit Limit Management
• Disputes & Chargebacks
• Rewards & Loyalty
• Fraud & Risk Controls

Experience working with leading card management platforms such as VisionPLUS, PRIME, TSYS, Way4, PowerCARD, or equivalent. Strong understanding of card-related integrations with Core Banking, Digital Channels, Payment Switches, Visa, Mastercard, Finance, CRM, and Enterprise Data Platforms. Experience with APIs, middleware platforms, event-driven architecture, and modern integration patterns. Good understanding of Oracle Database, SQL, and data analysis concepts. Prior experience in banking transformation, card modernization, or digital banking initiatives is highly desirable