Senior Product Manager, Islamic Liabilities & Cash

Sharjah Islamic Bank; Sharjah; On-site; AED 420,000 - 640,000; Full time

Job summary

Sharjah Islamic Bank seeks a Senior Product Manager for Liabilities & Cash to drive deposits growth, optimize pricing and liquidity, and expand transactional banking across institutional clients. You will coordinate with Treasury, Risk, and Operations to deliver Sharia-compliant, market-competitive cash management solutions.

The role focuses on enhancing client onboarding, launching targeted campaigns, and improving cross-functional collaboration to achieve sustained funding strength and revenue

Qualifications

• Bachelor’s degree in Business or Finance; postgraduate or specialized certification preferred.
• Strong expertise in Islamic liability and deposit structures (Current, Call, Wakala, Mudaraba).
• Solid understanding of cash management solutions (Account Services, Payments, Collections, Liquidity & Sweeping, and Escrow).
• Proven ability to design, price, and manage liability and transactional banking products.
• Proficient in data analytics, reporting, and governance (PPGs, SOPs, regulatory compliance).
• Effective stakeholder collaboration across Treasury, Risk, Legal, Compliance, Operations, and Sharia.
• Strong communication, presentation, and execution skills.
• 10 -15 years in corporate product management, liabilities, or transaction banking.
• Proven record in CASA growth, and fee income optimization.
• Experience in product governance, Escrow product management, and regulatory liaison.
• Strong exposure to UAE/GCC markets and Sharia-compliant liability structures.
• Demonstrated ability to drive cross-functional collaboration and deliver business impact.

Responsibilities

• Deposit Growth and Revenue Optimization: Develop and execute strategies to grow the deposit base, focusing on CASA and Wakala balances across Corporate and Institutional clients.
• Fee and FX Income Growth: Drive transactional revenue expansion by increasing client adoption of payments, collections, and liquidity products.
• Campaign Management and Commercialization: Launch campaigns to boost CASA balances, Operating accounts, and FX transaction volumes.
• Governance and Regulatory Alignment: Ensure full compliance with Sharia, and internal risk frameworks for all liability and cash products.
• Client Experience and Onboarding Excellence: Improve onboarding turnaround time (TAT) and simplify account-opening processes through workflow optimization and digital solutions.

Skills

Deposit Growth

Revenue Growth

Campaign Management

Governance & Compliance

Onboarding Experience

Sharia Compliance

Stakeholder Collaboration

Data Analytics

Corporate Banking

Liquidity Management

Education

Bachelor’s degree in Business or Finance

Postgraduate or specialized certification

Job description

Sharjah Islamic Bank seeks a Senior Product Manager for Liabilities & Cash to drive deposits growth, optimize pricing and liquidity, and expand transactional banking across institutional clients. You will coordinate with Treasury, Risk, and Operations to deliver Sharia-compliant, market-competitive cash management solutions.

The role focuses on enhancing client onboarding, launching targeted campaigns, and improving cross-functional collaboration to achieve sustained funding strength and revenue