Senior Financial Analyst - Pricing and Residual Value

AlFuttaim; Dubai; On-site; AED 180,000 - 300,000; Full time

Job summary

Al-Futtaim is seeking a Senior Financial Analyst - Pricing and Residual Value in Dubai, UAE to support pricing governance, residual value management, portfolio profitability analysis, and commercial decision-making within the Financial Services Division.

Working with the Senior Finance Manager and stakeholders across Commercial, Sales, Risk and Finance, the analyst will develop financial models, evaluate pricing assumptions, monitor performance, and provide insights for strategic initiatives and

Qualifications

• 2-5 years of experience in corporate finance, treasury, banking, or financial services.
• Professional qualification such as MBA, ACCA, CA, CIMA, or CFA is preferred.
• Strong financial modelling and analytical skills.
• Understanding of pricing, FX, liquidity, cash flow, and financial instruments.
• Ability to translate financial analysis into practical commercial insights.
• Capability to work effectively with Finance, Risk, Sales, and Commercial stakeholders.

Responsibilities

• Develop pricing models and align analysis with profitability, risk, and growth objectives.
• Monitor portfolio performance and residual value exposure.
• Prepare pricing recommendations and business cases for strategic initiatives.
• Create portfolio performance dashboards and analytics reports for management.
• Support governance through pricing policies and methodologies; ensure compliance with approvals.
• Lead data analytics initiatives and automate management reporting to improve decision support.

Skills

Analytical ability

Financial modelling

Pricing knowledge

FX & liquidity awareness

Accounting concepts

Portfolio profitability assessment

Data analysis

Stakeholder collaboration

Commercial insights

Education

MBA / ACCA / CA / CIMA / CFA

Job description

Senior Financial Analyst - Pricing and Residual Value Job Snapshot Role: Senior Financial Analyst - Pricing and Residual Value Location: Dubai, UAE Industry: Financial Services Function: Financial Analysis-Research-Reporting Experience: 2-5 years of experience in corporate finance, treasury, banking, or financial services Job Type: Full Time

Position Overview Al-Futtaim is hiring a Senior Financial Analyst - Pricing and Residual Value in Dubai, UAE to support pricing governance, residual value management, portfolio profitability analysis, and commercial decision-making within the Financial Services Division. The role develops financial models and analytical frameworks that help balance product competitiveness, risk, growth, and sustainable returns. Working with the Senior Finance Manager and stakeholders across Commercial, Sales, Risk, and Finance, the analyst will evaluate pricing assumptions, monitor asset and portfolio performance, assess residual value exposure, and provide financial insights for strategic initiatives and product decisions.

Job Details Country: UAE City: Dubai Industry: Financial Services Function: Financial Analysis-Research-Reporting Salary: Not disclosed Gender: No Preference Candidate Nationality: Not specified Job Type: Full Time Work Arrangement: On-site

Pricing Strategy and Profitability Analysis

• Develop, maintain, and enhance pricing models for Financial Services products.
• Align pricing analysis with profitability, risk, and growth objectives.
• Analyse profitability across products, customer segments, channels, and portfolios.
• Identify opportunities to improve financial returns and portfolio performance.
• Prepare pricing recommendations and business cases for strategic initiatives, market expansion, and new product launches.
• Monitor actual portfolio performance against underlying pricing assumptions.
• Recommend corrective actions when financial performance deviates from expectations.
• Evaluate the impact of market developments, competitor pricing, cost movements, and economic conditions on product profitability.
• Partner with Commercial, Sales, Risk, and Finance teams to support commercially competitive and financially sustainable pricing decisions.

Residual Value Management The Senior Financial Analyst will develop and maintain residual value methodologies, assumptions, and forecasting models for applicable asset classes. Regular comparison of forecast assumptions against actual market outcomes will help identify emerging performance trends and potential financial exposure. The role will also prepare residual value risk assessments and recommend appropriate actions where analysis indicates increased portfolio risk.

Portfolio Analytics and Performance

• Develop portfolio performance dashboards and analytical reports for management.
• Monitor portfolio trends and financial performance indicators.
• Analyse yield performance, asset utilisation, and return metrics.
• Identify the principal drivers affecting portfolio profitability.
• Assess operational and financial performance to identify opportunities for improvement.
• Provide structured analysis that supports management decision-making.

Governance, Policies and Controls

• Support development and maintenance of pricing policies and methodologies.
• Contribute to residual value policies and governance frameworks.
• Ensure analytical and pricing activities comply with internal approval authorities.
• Follow applicable financial controls and risk management guidelines.
• Maintain appropriate consistency and governance across pricing and residual value analysis.

Business Transformation and Data Analytics

• Develop automated dashboards for pricing, profitability, and portfolio analysis.
• Apply advanced analytical tools to improve management reporting.
• Identify opportunities to improve pricing effectiveness and reporting efficiency.
• Support digital transformation through financial data modelling and process automation.
• Contribute analytical solutions that reduce manual activity and strengthen decision support.
• Promote continuous improvement in financial analysis and reporting processes.

Required Skills

• Strong analytical and financial modelling capability.
• Understanding of financial markets and pricing.
• Knowledge of foreign exchange, liquidity, cash flow, and financial instruments.
• Understanding of relevant accounting concepts.
• Ability to evaluate portfolio profitability and financial performance.
• Strong numerical and data analysis skills.
• Ability to translate financial analysis into practical commercial insights.
• Capability to work effectively with Finance, Risk, Sales, and Commercial stakeholders.

What Equips You for the Role

• Qualification in Finance and-or Accounting.
• 2-5 years of experience in corporate finance, treasury, banking, or financial services.
• Professional qualification such as MBA, ACCA, CA, CIMA, or CFA is preferred, either partly or fully qualified.
• Strong financial modelling and analytical skills.
• Understanding of pricing, foreign exchange, liquidity, cash flow, and financial instruments.