Senior Credit Underwriting Manager

Emirates Islamic; Dubai; On-site; AED 180,000 - 300,000; Full time

Job summary

Emirates Islamic is seeking a Manager – Credit Underwriting in Wholesale Banking, Dubai. You will manage corporate credit requests, assess financial risks, and prepare credit proposals to ensure timely renewals in line with bank policies and UAE regulations.

Work with Relationship Managers and Credit Managers to structure facilities, monitor portfolios, and maintain accurate records while supporting audits and compliance requirements.

Qualifications

• Experience in reviewing NTB/ETB credit proposals.
• Ability to analyze financial statements and cash flows.
• Experience drafting credit proposals and approval memos.

Responsibilities

• Review NTB and ETB proposals and amendments.
• Analyze financial statements, cash flows, and repayment capacity.
• Assess industry risks, business models, and security arrangements.
• Structure credit facilities and propose mitigants with Relationship Teams.
• Prepare credit memos ensuring policy compliance and regulatory requirements.
• Coordinate with stakeholders to secure timely approvals and renewals.
• Maintain credit records and MIS; support internal audits.

Skills

Credit analysis

Financial analysis

Credit underwriting

Trade finance knowledge

Islamic finance knowledge

Treasury products knowledge

Risk assessment

Job description

Emirates Islamic is seeking a Manager – Credit Underwriting in Wholesale Banking, Dubai. You will manage corporate credit requests, assess financial risks, and prepare credit proposals to ensure timely renewals in line with bank policies and UAE regulations.

Work with Relationship Managers and Credit Managers to structure facilities, monitor portfolios, and maintain accurate records while supporting audits and compliance requirements.