Senior Manager, Corporate Credit

Aventus; Dubai; In loco; AED 500.000 - 900.000; Tempo pieno

Descrizione del lavoro

Aventus, a UAE-based financial institution, seeks a Senior Manager, Corporate Credit to lead underwriting for wholesale lending across corporate and commercial banking clients in the UAE and regional markets.

The role focuses on rigorous credit assessment, independent recommendations, and governance through credit committees, with a strong emphasis on risk appetite and policy alignment.

Competenze

• 7–10+ years of experience in wholesale credit, corporate banking, or credit risk in banking or financial services.

Mansioni

• Lead the credit assessment and underwriting of wholesale lending transactions across corporate and commercial banking clients.
• Review and analyse complex credit proposals, including financial analysis, cash flow modelling, and industry risk assessment.
• Provide independent credit recommendations and ensure alignment with the bank’s risk appetite and credit policies.
• Oversee end-to-end credit approval processes, including structuring, documentation review, and covenant analysis.
• Monitor existing wholesale credit exposures and proactively identify emerging risks or early warning indicators.
• Partner closely with Relationship Management, Risk, and Credit Committees to support sound lending decisions and portfolio quality.

Conoscenze

Credit underwriting

Financial analysis

Stakeholder management

Risk assessment

Attention to detail

Commercial judgement

Descrizione del lavoro

Our client, a well-established UAE-based financial institution, is seeking a Senior Manager, Corporate Credit. The organisation has a strong presence in corporate and commercial banking and is recognised for its disciplined credit culture, robust risk governance and strong regulatory standards. The bank continues to grow its wholesale lending portfolio across key sectors in the UAE and wider region, with a focus on prudent underwriting and sustainable credit growth.

Key Responsibilities

• Lead the credit assessment and underwriting of wholesale lending transactions across corporate and commercial banking clients
• Review and analyse complex credit proposals, including financial analysis, cash flow modelling, and industry risk assessment
• Provide independent credit recommendations and ensure alignment with the bank’s risk appetite and credit policies
• Oversee end-to-end credit approval processes, including structuring, documentation review, and covenant analysis
• Monitor existing wholesale credit exposures and proactively identify emerging risks or early warning indicators
• Partner closely with Relationship Management, Risk, and Credit Committees to support sound lending decisions and portfolio quality

Requirements

• 7–10+ years of experience in wholesale credit, corporate banking, or credit risk within banking or financial services
• Strong background in credit underwriting, with proven experience assessing large corporate and/or SME lending transactions
• Deep understanding of financial statement analysis, credit structuring, and risk assessment techniques
• Experience working within credit approval processes and presenting to credit committees
• Strong stakeholder management skills with the ability to influence senior stakeholders and front-office teams
• Strong analytical mindset with high attention to detail and sound commercial judgement