Senior Commercial Underwriting Specialist (Remote)

Virtual Digital Academy; Abu Dhabi; A distancia; AED 360.000 - 520.000; Jornada completa

Ventajas ofrecidas por este puesto de trabajo

Remote work

Professional development

Certifications opportunities

Competitive compensation

Descripción de la vacante

Virtual Digital Academy in the UAE is seeking a Senior Commercial Underwriting Specialist to assess insurance applications, evaluate business risks, and determine coverage terms for UAE markets. This fully remote role requires coordinating with brokers, clients, and internal teams to ensure sound underwriting decisions.

You will analyze financial data, review risk exposures, and support pricing and policy conditions within UAE regulations.

Formación

• Bachelor's degree in Insurance, Finance, Risk Management, or related discipline.
• Experience underwriting commercial insurance, preferably property, construction, engineering, or liability.
• Strong analytical and documentation skills.
• Knowledge of UAE insurance market practices and regulations.
• Excellent communication and cross-functional collaboration.

Responsabilidades

• Assess commercial insurance applications, renewals, endorsements, and coverage changes.
• Evaluate risks involving property, construction, engineering, or liability insurance.
• Review financial statements, claims histories, risk surveys, contracts, and supporting docs.
• Analyze business operations, project characteristics, loss exposure, and risk mitigation measures.
• Recommend coverage terms, exclusions, deductibles, limits, premiums, and other underwriting conditions.
• Apply underwriting guidelines and delegated authority limits.
• Conduct risk assessments for contractors, suppliers, and construction-related projects.
• Collaborate with brokers, agents, claims specialists, and internal stakeholders to obtain information.
• Identify high-risk applications, unusual exposures, incomplete disclosures, and potential underwriting concerns.
• Support pricing analysis using claims data, loss ratios, exposure information, and market benchmarks.
• Monitor portfolio performance and market conditions; review renewals and adjust coverage or pricing.
• Document underwriting rationale and approvals; ensure compliance with UAE regulations.
• Support audits and portfolio reviews by maintaining underwriting records.
• Prepare management reports on underwriting performance and premiums trends.
• Suggest improvements to procedures and risk evaluation tools.

Conocimientos

Analytical skills

Negotiation

Decision-making

Documentation

Communication skills

Educación

Bachelor's degree

Descripción del empleo

Virtual Digital Academy in the UAE is seeking a Senior Commercial Underwriting Specialist to assess insurance applications, evaluate business risks, and determine coverage terms for UAE markets. This fully remote role requires coordinating with brokers, clients, and internal teams to ensure sound underwriting decisions.

You will analyze financial data, review risk exposures, and support pricing and policy conditions within UAE regulations.