Senior Commercial Underwriter - Remote UAE

Supporting Transformation of Enterprise Performance Activity (STEP); Abu Dhabi; Remoto; AED 180.000 - 240.000; Tempo pieno

Vantaggi offerti da questo lavoro

Fully remote position (UAE)

Professional development opportunities

Collaboration with actuarial and risk-

Descrizione del lavoro

STEP is seeking a Senior Commercial Underwriting Specialist to remotely manage commercial insurance risks for a UAE-based portfolio. You will evaluate applications, review financials and risk data, and prepare underwriting recommendations while collaborating with brokers, clients, actuarial teams, and risk engineers.

The role requires extensive knowledge of multiple lines (property, liability, engineering, marine, B.I., PI) and strong analytical, reporting, and communication skills.

Competenze

• Bachelor's degree in a relevant discipline is required.
• Significant experience in commercial insurance underwriting or portfolio management.
• Strong knowledge of policy structures, coverage terms, and underwriting principles.
• Experience reviewing submissions, financial records, and risk data.

Mansioni

• Review commercial insurance submissions, applications, renewals, and supporting docs.
• Analyze business operations, industry exposure, financials, claims history, and risk indicators.
• Assess risks across property, liability, engineering, marine, business interruption, and PI lines.
• Review risk information, loss histories, exposure schedules, and technical reports.
• Evaluate coverage requirements, policy limits, deductibles, exclusions, and endorsements.
• Prepare underwriting assessments and recommendations per risk appetite and policies.
• Collaborate with actuaries, brokers, and internal teams on pricing assumptions.
• Support reviews of new business, renewals, midterm changes, and amendments.
• Coordinate with brokers for additional information and submission clarity.
• Identify high-exposure risks requiring referral to senior underwriting authorities.
• Monitor portfolio performance via claims trends, loss ratios, and premium movements.
• Assist with pricing models, risk models, and portfolio analysis with actuarial.
• Review risk engineering reports and loss prevention recommendations.
• Maintain underwriting records, notes, referrals, and audit trails.
• Ensure compliance with underwriting guidelines and regulatory requirements.
• Contribute to development of procedures and evaluation frameworks.
• Prepare management reports on submission volumes, quotes, and portfolio basics.
• Support underwriting QA and remediation of control weaknesses.
• Provide guidance to junior staff and promote consistent standards.

Conoscenze

Analytical thinking

Risk assessment

Underwriting knowledge

Stakeholder management

Report writing

Formazione

Bachelor's degree in Insurance, Finance, Risk Management, Business Administration, Economics

Strumenti

Underwriting platforms

Policy administration systems

Risk assessment tools

Insurance reporting apps

Descrizione del lavoro

STEP is seeking a Senior Commercial Underwriting Specialist to remotely manage commercial insurance risks for a UAE-based portfolio. You will evaluate applications, review financials and risk data, and prepare underwriting recommendations while collaborating with brokers, clients, actuarial teams, and risk engineers.

The role requires extensive knowledge of multiple lines (property, liability, engineering, marine, B.I., PI) and strong analytical, reporting, and communication skills.