Senior Commercial Underwriter — Remote UAE

Supporting Transformation of Enterprise Performance Activity (STEP); United Arab Emirates; Remote; AED 120,000 - 180,000; Full time

Job summary

STEP is seeking aSenior Commercial Underwriting Specialist to drive risk assessment and portfolio management for commercial insurance across multiple lines. You will evaluate applications, analyze financials and operations, and prepare underwriting recommendations while collaborating with brokers, clients, actuarial teams, and claims professionals.

The role is fully remote within the UAE, with responsibilities spanning risk monitoring, pricing coordination, and compliance with regulatory

Qualifications

• Experience in commercial insurance underwriting and portfolio management.
• Knowledge of product lines including property, liability, engineering, marine, BI and PI.
• Familiarity with UAE insurance regulations and compliance requirements.
• Ability to interpret risk reports and identify material exposures requiring specialist assessment.

Responsibilities

• Review commercial submissions, renewals, and supporting documentation.
• Analyze operations, industry exposure, financials, claims history and risk indicators.
• Assess risks across product lines and determine coverage terms and limits.
• Prepare underwriting assessments and recommendations aligned with risk appetite.

Skills

Analytical

Underwriting knowledge

Risk assessment

Regulatory knowledge

Stakeholder management

Attention to detail

Communication

Education

Bachelor's degree in Insurance, Finance, Risk Management, Business Administration, Economics, or related

Tools

Underwriting platforms

Policy admin systems

Risk assessment tools

Insurance reporting

Job description

STEP is seeking aSenior Commercial Underwriting Specialist to drive risk assessment and portfolio management for commercial insurance across multiple lines. You will evaluate applications, analyze financials and operations, and prepare underwriting recommendations while collaborating with brokers, clients, actuarial teams, and claims professionals.

The role is fully remote within the UAE, with responsibilities spanning risk monitoring, pricing coordination, and compliance with regulatory