Senior Marine Insurance Specialist

Black in Health Policy; Abu Dhabi; Teletrabalho; AED 300 000 - 540 000; Tempo integral

Vantagens oferecidas por esta oferta de emprego

100% remote work arrangement

Resumo da oferta

Black in Health Policy is seeking a Senior Marine Insurance Specialist to manage marine policies, assess risks, coordinate underwriting, and handle complex claims in a fully remote setup.

The ideal candidate will have 5–8 years of marine insurance experience, knowledge of cargo, hull, and liability products, and strong communication with brokers and clients. The role offers 100% remote work and global collaboration opportunities.

Qualificações

• Minimum 5–8 years of marine insurance experience.
• Knowledge of Institute Cargo Clauses and Institute Hull Clauses.
• Excellent written and verbal communication skills.
• Experience coordinating with underwriters, brokers, and claims teams.

Responsabilidades

• Manage marine insurance activities across cargo, hull and machinery, marine liability, and related products.
• Review applications, declarations, shipping documents, vessel information, and risk details to assess coverage requirements.
• Coordinate with marine underwriters, brokers, shipping companies, and logistics providers.
• Assist in evaluating marine claims, surveys, and settlement recommendations.
• Maintain electronic records and prepare management reports on portfolio performance.

Conhecimentos

Analytical skills

Negotiation skills

Communication skills

Problem solving

Formação académica

Bachelor's degree in Marine Insurance

Professional qualifications in marine insurance or risk management

Ferramentas

Microsoft Office

Policy management platforms

Digital document management tools

Descrição da oferta de emprego

Job Title: Senior Marine Insurance Specialist

Location: UAE (Remote)

Employment Type: Full-Time

Level: Senior

Work Arrangement: Fully Remote — 100% Work From Home

About Us

We are committed to delivering reliable marine insurance solutions that protect cargo, vessels, and maritime-related commercial interests. We are seeking an experienced Senior Marine Insurance Specialist to manage marine insurance policies, assess risks, coordinate underwriting activities, handle complex marine claims, and maintain strong relationships with brokers, clients, insurers, and logistics stakeholders. The ideal candidate will have comprehensive knowledge of marine insurance products, strong risk assessment capabilities, and the ability to support marine insurance operations in a fully remote environment.

Key Responsibilities

• Manage marine insurance activities covering cargo, hull and machinery, marine liability, and other relevant marine insurance products.
• Review insurance applications, declarations, shipping documents, vessel information, and risk details to assess coverage requirements.
• Support underwriting assessments by evaluating cargo types, vessel conditions, routes, navigation limits, transit methods, and exposure to maritime risks.
• Review policy wordings, insurance clauses, exclusions, deductibles, limits of liability, warranties, and special conditions.
• Prepare, review, and coordinate marine insurance quotations, policy schedules, endorsements, certificates, and renewal documentation.
• Assess cargo transportation risks involving sea freight, multimodal transit, storage, transshipment, and international shipping operations.
• Coordinate with marine underwriters, brokers, shipping companies, freight forwarders, logistics providers, surveyors, and other stakeholders.
• Review vessel particulars, classification information, trading areas, flag details, and relevant supporting documentation where applicable.
• Monitor policy renewals, premium adjustments, changes in insured values, and updates to cargo or vessel exposure information.
• Assist in evaluating marine claims involving cargo loss or damage, vessel damage, collision, grounding, fire, theft, and other covered maritime incidents.
• Review survey reports, bills of lading, commercial invoices, packing lists, delivery records, and other evidence relevant to marine claims.
• Coordinate with marine surveyors, loss adjusters, legal representatives, and claims teams to support investigations and settlement recommendations.
• Identify potential coverage disputes, policy breaches, documentation inconsistencies, and suspicious claims for appropriate escalation.
• Support claims recovery, salvage, subrogation, and third-party recovery processes where applicable.
• Monitor marine insurance market developments, freight movements, emerging maritime risks, and changes in underwriting conditions.
• Ensure marine insurance documentation and operational practices comply with internal policies and applicable UAE regulatory requirements.
• Maintain accurate electronic records of policies, quotations, endorsements, claims, premiums, and correspondence.
• Prepare management reports on portfolio performance, premium income, loss ratios, claims trends, renewal outcomes, and risk exposure.
• Identify opportunities to improve policy coverage, risk selection, documentation quality, operational efficiency, and customer service.
• Provide technical guidance to junior team members on marine insurance procedures, policy interpretation, and documentation standards.
• Protect confidential client, vessel, cargo, and commercial information in accordance with applicable privacy and data protection requirements.
• Perform all responsibilities remotely while maintaining effective communication with stakeholders across different locations and time zones.

Qualifications and Experience

• Bachelor's degree or diploma in Marine Insurance, Maritime Studies, Shipping and Logistics, Insurance, Risk Management, Business Administration, or a related field.
• At least 5–8 years of relevant experience in marine insurance, marine underwriting, cargo insurance, marine claims, or maritime risk management.
• Strong understanding of marine cargo insurance, hull and machinery insurance, marine liability coverage, and related insurance products.
• Knowledge of marine insurance clauses, policy conditions, exclusions, deductibles, warranties, and coverage limitations.
• Experience reviewing shipping documents, bills of lading, cargo declarations, vessel information, survey reports, and insurance certificates.
• Understanding of international shipping operations, maritime trade routes, cargo handling, transshipment, and transportation risks.
• Familiarity with marine claims assessment, loss investigation, surveyor coordination, salvage, and recovery procedures.
• Knowledge of marine insurance principles, including relevant Institute Cargo Clauses and Institute Hull Clauses, is an advantage.
• Familiarity with UAE insurance practices and applicable regulatory requirements is preferred.
• Strong analytical, investigative, negotiation, and problem-solving skills.
• Excellent written and verbal communication skills, with the ability to explain technical insurance terms to clients and stakeholders.
• Proficiency in Microsoft Office and familiarity with insurance administration systems, policy management platforms, and digital document management tools.
• Strong organizational skills and the ability to manage multiple policies, renewals, and claims-related priorities.
• High standards of professional integrity, attention to detail, and confidentiality.
• Ability to work independently in a fully remote environment and collaborate effectively with international teams.
• Professional qualifications in marine insurance, shipping, logistics, or risk management are an advantage.

Key Performance Indicators (KPIs)

• Policy Administration Accuracy: Maintain accurate policy documentation, endorsements, certificates, and coverage records.
• Underwriting Support: Provide complete and reliable risk information to support appropriate underwriting decisions.
• Renewal Management: Complete renewals and policy amendments within established timelines.
• Risk Assessment Quality: Identify relevant marine exposures and ensure appropriate referral of complex or unusual risks.
• Claims Coordination: Support accurate and timely assessment of marine claims and related documentation.
• Portfolio Performance: Contribute to sustainable premium growth and effective management of marine insurance exposures.
• Compliance: Maintain adherence to policy terms, internal procedures, and applicable regulatory requirements.
• Customer Satisfaction: Deliver responsive communication and effective coordination with clients, brokers, and service providers.
• Documentation Quality: Maintain complete, consistent, and auditable electronic records.
• Operational Efficiency: Reduce avoidable processing delays, documentation errors, and administrative discrepancies.
• Continuous Improvement: Recommend improvements to marine insurance workflows, risk controls, and customer service.

What We Offer

• Competitive compensation based on qualifications and professional experience.
• 100% remote work arrangement, allowing you to work from home without routine office attendance.
• Opportunities to contribute to international marine insurance operations and maritime risk management.
• A professional and collaborative environment focused on technical expertise, accuracy, and service excellence.
• Opportunities for career development in marine underwriting, claims, and insurance portfolio management.
• Access to digital collaboration tools and systems to support secure remote working.
• A performance-oriented culture that values accountability, commercial awareness, and continuous improvement.