Regulatory Compliance Officer

myZoi; Dubai; On-site; AED 180,000 - 260,000; Full time

Job summary

myZoi is seeking an experienced Regulatory Compliance Officer to strengthen our UAE regulatory program, focusing on gap assessments, policy enhancements, and remediation activities.

The role requires deep knowledge of CBUAE rules, AML/CFT CPF requirements, and FATF standards, with hands-on experience across 1LOD and 2LOD controls. You will collaborate with Legal, Tech, and senior management to drive governance and evidence-based reporting.

Qualifications

• Extensive knowledge of UAE regulatory framework including CBUAE and FATF standards.
• Experience conducting structured regulatory gap assessments and mapping to controls.
• Proven ability to draft and update compliance policies and runbooks.
• Strong analytical and documentation skills with attention to detail.
• Excellent stakeholder management across functions and seniority.
• Ability to work independently and meet tight deadlines.

Responsibilities

• Conduct gap analyses against UAE regulatory requirements including notices and laws.
• Review policies, procedures, and runbooks to identify gaps and improvements.
• Develop remediation plans with risk-based recommendations.
• Draft CFCC policies aligned with regulatory expectations.
• Support remediation initiatives and evidence collection for audits.
• Collaborate with 1LOD/2LOD, Legal, and Tech teams to implement requirements.
• Maintain documentation and remediation trackers for audits.

Skills

Regulatory knowledge

Gap analysis

Policy drafting

Stakeholder management

Analytical thinking

AML/CFT

Job description

Role Overview

We are seeking an experienced Regulatory Compliance Officer to support myZoi's regulatory compliance framework with a focus on regulatory gap assessments, policy and procedure enhancements and remediation activities. The ideal candidate will have strong knowledge of the UAE regulatory landscape particularly CBUAE requirements and AML CFT CPF regulations along with hands-on experience across both the First Line of Defence 1LOD and Second Line of Defence 2LOD.

Key Responsibilities

• Conduct comprehensive gap analyses against applicable UAE regulatory requirements including CBUAE notices, Federal Decree-Laws, Cabinet Resolutions and FATF standards.
• Review existing policies, procedures, operational runbooks and controls to identify regulatory compliance gaps and areas for improvement.
• Develop practical risk-based recommendations and remediation plans to address identified deficiencies.
• Draft, review and enhance CFCC policies, procedures and operational runbooks to ensure alignment with regulatory expectations and internal governance standards.
• Support regulatory remediation initiatives ensuring timely closure of identified gaps with appropriate supporting evidence.
• Work closely with First Line and Second Line teams to strengthen operational controls regulatory oversight and control effectiveness.
• Collaborate with CFCC Operations, Legal, Technology and senior management to implement regulatory requirements and drive remediation activities.
• Maintain accurate documentation gap assessment records and remediation trackers to support internal audits and regulatory reviews.
• Provide regulatory compliance advisory support to relevant business functions.

Requirements amp Qualifications

• Relevant experience in Regulatory Compliance, Financial Crime Compliance, Risk Management or a related function within the UAE financial services sector.
• Strong working knowledge of the UAE regulatory compliance framework including CBUAE regulations, AML CFT CPF requirements and FATF standards.
• Demonstrated experience working across both 1LOD (operational controls, procedures and runbooks) and 2LOD (policy oversight and control effectiveness monitoring).
• Proven ability to conduct structured regulatory gap assessments, map requirements to existing controls and identify deficiencies.
• Hands-on experience drafting and updating compliance policies, procedures and operational runbooks to regulatory and internal audit standards.
• Ability to translate complex regulatory requirements into practical risk-based recommendations and actionable remediation plans.
• Strong analytical documentation and problem-solving skills with excellent attention to detail.
• Excellent communication and stakeholder management skills with the ability to engage effectively across functions and seniority levels.
• Ability to work independently, manage competing priorities and deliver high-quality outcomes within tight deadlines.

Preferred Qualifications

• Previous experience within a CBUAE-regulated financial institution, fintech or banking environment.
• Professional compliance certifications such as CAMS, ICA or equivalent would be an advantage.
• Experience supporting regulatory inspections, internal audits or regulatory remediation programmes.
• Relevant experience in Regulatory Compliance, Financial Crime Compliance, Risk Management or a related function within the UAE financial services sector.
• Strong working knowledge of the UAE regulatory compliance framework, including CBUAE regulations, AML/CFT/CPF requirements and FATF standards.
• Demonstrated experience working across both 1LOD (operational controls, procedures and runbooks) and 2LOD (policy, oversight and control effectiveness monitoring).
• Proven ability to conduct structured regulatory gap assessments, map requirements to existing controls and identify deficiencies.
• Hands-on experience drafting and updating compliance policies, procedures and operational runbooks to regulatory and internal audit standards.
• Ability to translate complex regulatory requirements into practical, risk-based recommendations and actionable remediation plans.
• Strong analytical, documentation, and problem-solving skills with excellent attention to detail.
• Excellent communication and stakeholder management skills, with the ability to engage effectively across functions and seniority levels.
• Ability to work independently, manage competing priorities, and deliver high-quality outcomes within tight deadlines.
• Previous experience within a CBUAE-regulated financial institution, fintech, or banking environment.
• Professional compliance certifications such as CAMS, ICA, or equivalent would be an advantage.
• Experience supporting regulatory inspections, internal audits, or regulatory remediation programmes.