Product Owner

Uniqpay Technologies; Dubai; On-site; AED 300,000 - 480,000; Full time

Job summary

Uniqpay Technologies in Dubai seeks an experienced Product Owner to own the roadmap for acquiring payouts FX and risk balancing across regulated markets. You will translate complex regulatory requirements into product features and manage the backlog with a focus on reliability and speed.

You will lead cross-functional teams, define acceptance criteria, and oversee integrations with PSPs, acquirers, and merchants.

Qualifications

• Experience 4–6 years in product ownership or product management for payments/fintech.
• Regulatory fluency: licensing, KYC/KYB, AML, data residency, schema rules across jurisdictions.
• Hands-on agile backlog ownership: writing stories and running ceremonies.

Responsibilities

• Own the product roadmap for acquiring payouts, FX, risk balancing, and regulatory obligations.
• Write clear, testable user stories and acceptance criteria covering edge cases, declines, retries, and partial settlements.
• Lead sprint planning, refinement, and reviews; act as the single decision maker on scope and acceptance.
• Own integrations: API specs, timelines, and channel configuration with PSPs, acquirers, and merchants.
• Measure and steer priorities using metrics like approval rates, latency, and onboarding time.

Skills

Product ownership

Product management

Agile backlog

Stakeholder management

API integrations

Regulatory fluency

Education

Bachelor's degree in Business or CS or Finance

Tools

APIs

API logs

Sequence diagrams

Job description

What you will do

Own the roadmap Maintain the product roadmap for acquiring payouts FX and risk balancing merchant demand commercial priority technical debt and regulatory obligation Run the backlog Write clear testable user stories and acceptance criteria that cover payment edge cases declines retries cascading chargebacks partial settlements and FX Ship every sprint Lead sprint planning refinement and review act as the single decision maker on scope and acceptance track delivery and make trade offs early Design for the regulator Turn licensing conditions KYC and KYB rules AML monitoring data residency and scheme requirements into product requirements for each jurisdiction and re-scope the backlog when the rules change Know the verticals Run structured discovery with regulated merchants and with acquiring and banking partners and build market by market knowledge of local payment methods and settlement rails Own the integrations Lead the product side of PSP acquirer and merchant integrations API specifications timelines and channel configuration Measure what matters Define and track approval rates latency settlement accuracy onboarding time to live and merchant retention and use them to steer prioritisation Close the loop Run launch readiness and post launch and post incident reviews and convert every lesson into a backlog item or a process change

Bonus points if

You have sat across the table from a regulator an auditor or a card scheme during a licence application audit or review You have launched a product into a new country or corridor and dealt with the local payment methods and rules that came with it You have built the product function at an early stage company where the process did not exist yet

Where this role goes

The Product Owner seat is the proving ground for the Product Manager role Show that you can run the roadmap keep the platform compliant across markets and think a level up and the path to leading the wider product function is direct

What is next

We aim to reply to every application within three business days and our interview process usually takes around three to four weeks It is a short practical process a real conversation an exercise that looks like the actual job rather than a brain teaser and time with the people you would work beside founders included Tell us if you need more flexibility at any stage

Our take on who belongs here

Our team has a vision that spans several nationalities time zones and payment traditions and we think that is exactly why we will make good calls in cross border payments Whoever you are and wherever you are from you are welcome to be yourself here

Who you are

Experience: 4 to 6 years in product ownership or product management, including at least 2 years shipping payments or fintech products for iGaming, Crypto, or FX merchants across international markets. This is a hard requirement. Vertical knowledge: You understand how these merchants make money and lose it: cascading and approval rates, on and off ramp flows and settlement and margin dynamics in specific regulated industries. Regulatory fluency: Direct experience applying licensing, KYC and KYB, AML, data residency, and card scheme rules in product design across more than one jurisdiction. Delivery discipline: Hands on ownership of an agile backlog: writing stories, running ceremonies, and being accountable for sprint outcomes. Technical depth: Comfortable working with engineers on API driven products and third party integrations, and able to read a sequence diagram or an API log without help. Judgement: You say no clearly and often, and can explain a prioritisation call to a founder, a compliance officer, and an engineer in the same meeting.Education: A bachelor degree in Business, Computer Science, Finance, or a related field preferred. CSPO, PSPO, or equivalent is a plus.