Product Manager

myZoi | Financial Inclusion Technologies; Dubai; On-site; AED 480,000 - 720,000; Full time

Job summary

myZoi is a fintech start-up driving financial inclusion in the UAE. We seek a Product Manager to own business customer platform adoption, including UAE WPS and Non-WPS payroll, and to lead compliant MVPs that scale with partners.

You will collaborate with Engineering, Finance, Ops, Compliance, Risk, Legal, and Business Development to translate requirements into scalable product experiences, with API-first design and regulatory alignment.

Qualifications

• 6-8 years of product management experience in fintech, PSP, or B2B technology solutions.
• Hands-on experience in fast-moving startup or scale-up environments.
• Proven track record delivering regulated or enterprise-grade B2B products end to end.
• Strong API fluency and ability to define or review sequence diagrams.
• Demonstrated success in B2B adoption, automation, or platform growth.

Responsibilities

• Drive activation and ongoing usage of the business customer platform.
• Own onboarding, verification, account management, payments, settlements, money movement, reporting and servicing, incl. UAE WPS and Non-WPS payroll.
• Define the corporate client experience for payroll—file upload, maker-checker approvals, funding, status tracking, error handling.
• Own payroll lifecycle end to end: validation, funding, disbursement, cut-offs, failed/rejected payments, re-processing, reporting.
• Define scope and lead delivery of compliance-first MVPs for new business capabilities.
• Design API-first product requirements and collaborate with Engineering for delivery.
• Translate regulatory and risk requirements into product logic and processes.
• Partner with Finance and Ops to design reconciliation and downstream workflows.
• Support Business Development in client discovery, solutioning, demos, and onboarding.
• Co-own partner and vendor execution with Supply Chain.

Skills

Product management

Startup experience

Stakeholder management

API fluency

Fintech knowledge

Agile methodologies

Tools

WPS systems

Payroll integrations

Job description

Product Manager, B2B Growth & Platform Delivery-myZoi (SC-Ventures)

Meet myZoi

myZoi is changing lives for the better for those who deserve it the most. We are an exciting fintech start-up aiming to promote financial inclusion globally. Our vision is to provide a level playing field to the unbanked and the underbanked in accessing essential financial services in an affordable, convenient, and transparent fashion.

We’re looking for an experienced Product Manager who understands fintech and startup execution, someone who can connect strategy with delivery, drive adoption, and collaborate across functions to launch meaningful products for business customers.

About the role

As an individual contributor, you will own adoption and growth of our business customer-facing platform, including WPS and Non-WPS payroll solutions for the UAE, and lead compliance-first MVPs that enhance how organizations use myZoi. You’ll partner closely with Engineering, Finance, Ops, Compliance, Risk, Legal, and Business Development to translate requirements into scalable product experiences.

What you will do

• Drive activation and ongoing usage of the business customer platform.
  
• Own core journeys across onboarding, verification, account management, payments, settlements, money movement, reporting, and servicing, including UAE WPS and Non-WPS payroll.
  
• Define the corporate client experience for payroll, including file upload, maker-checker approvals, funding, payment status tracking, and error and rejection handling.
  
• Own the payroll lifecycle end to end, from file validation and funding through disbursement, cut-offs, failed or returned payments, re-processing, and reporting.
  
• Define scope and lead delivery of compliance-first MVPs for new business capabilities.
  
• Design API-first product requirements and collaborate with Engineering for delivery.
  
• Translate regulatory and risk requirements into product logic and operational processes.
  
• Partner with Finance and Ops to design reconciliation and downstream workflows.
  
• Support Business Development in client discovery, solutioning, demos, and onboarding.
  
• Co‑own partner and vendor execution with Supply Chain.
  
• Work closely with exchange houses and corporate partners for WPS and Non-WPS integrations and product rollouts.
  

What you have

• 6-8 years of product management experience in fintech, PSP, or B2B technology solutions.
  
• Hands‑on experience working in or closely with a fast‑moving startup or scale‑up.
  
• Proven record of delivering regulated or enterprise‑grade B2B products end to end.
  
• Strong API fluency and ability to define or review sequence diagrams.
  
• Demonstrated success in B2B adoption, automation, or platform growth.
  
• Excellent stakeholder management across Engineering, Ops, Finance, and Compliance.
  
• Familiarity with payment processing, payroll, onboarding, billing, or KYB/KYC systems.
  
• Strong understanding of WPS systems, transaction settlement, and compliance workflows, including how Non‑WPS payroll differs from WPS.
  
• Experience with payroll, salary disbursement, or bulk payment products, and integrating with banks, exchange houses, or payment networks.
  

People and Talent

• Customize relevant commercialization tool kits, product packs and related collateral, and provide training to upskill client facing teams and operations staff.
  
• Clearly communicate priorities, objectives/goals, mission, and acceptance criteria to the Product Development team and ensure that the Product Development Team understand items in the Product Backlog to the level needed
  
• Champion adoption of agile methodology and human centered design principles across the organisation
  

Risk Management

• Build deep and comprehensive knowledge of the regulatory framework in which myZoi operates and initiatives of local industry bodies to stay ahead of the regulatory change agenda and how it affects the product lifecycle.
  
• Stay current on UAE WPS and payroll-related regulatory requirements and how they affect product design and partner integrations.
  
• Take the initiative regarding regulatory, reputational, and ethical matters by providing proactive advice to sales and operations teams.
  
• Work with CPO, COO, and CCO to effectively identify, escalation, mitigate and resolve risk and compliance matters in a timely manner.
  
• Adherence to policies and control standards, ensuring compliance and operation within risk tolerance and risk appetite
  

Governance

• Accountable for all product risks within the product management discipline across the markets in which myZoi offers its services
  
• Responsible for delivering ‘effective governance’ within the deliverables and possessing the ability to constructively challenge relevant stakeholders and teams effectively.
  
• Ensure timely renewal of Product Program Guidelines and Country Addendums and proactively work with stakeholders to identify and quantify new and existing risks.
  
• Defines pricing guidelines and processes to be followed by myZoi
  
• Ability and willingness to work through details with relevant control functions in the identification, assessment, mitigation, control, and monitoring of risk to achieve the desired governance outcome within myZoi’s risk appetite
  

Regulatory & Business Conduct

• Display exemplary conduct and live by the Group’s Values and Code of Conduct.
  
• Take personal responsibility for embedding the highest standards of ethics, including regulatory and business conduct, across Standard Chartered Bank. This includes understanding and ensuring compliance with, in letter and spirit, all applicable laws, regulations, guidelines and the Group Code of Conduct.
  
• Effectively and collaboratively identify, escalation, mitigate, and resolve risk, conduct and compliance matters.