Payments Platform Product Owner (Regulated Fintech)

UniqPay; Dubai; On-site; AED 300,000 - 520,000; Full time

Job summary

UniqPay in Dubai seeks a Product Owner to own the roadmap for acquiring, payouts, FX and risk. You decide what gets built, in what order, and you are the voice of the merchant, the acquirer, and the regulator inside engineering.

You will collaborate with Compliance, Operations and Sales to translate regulatory obligations into a prioritised backlog and write precise specifications for engineers. You own sprint scope, acceptance and delivery across international markets.

Qualifications

• 4–6 years in product ownership or management, with ≥2 years shipping payments/fintech for international markets.
• Vertical knowledge of regulated fintech merchants and settlement dynamics.
• Regulatory fluency across licensing, KYC/KYB, AML, data residency and card schemes.
• Hands-on ownership of an agile backlog: writing stories, running ceremonies, and sprint accountability.
• Technical depth: ability to work with engineers on API-driven products and integrations.
• Strong judgement and prioritisation to explain decisions to founders, compliance and engineers.
• Bachelor degree in Business/CS/Finance; CSPO/PSPO or equivalent is a plus.

Responsibilities

• Own the roadmap for acquiring, payouts, FX, and risk, balancing merchant demand, priority, debt, and regulatory obligation.
• Write clear, testable user stories and acceptance criteria covering payment edge cases.
• Lead sprint planning, refinement, and review; act as the single decision maker on scope and acceptance.
• Turn licensing, KYC/KYB, AML, data residency, and scheme requirements into product requirements per jurisdiction.
• Run structured discovery with regulated merchants and banking partners; build market knowledge of local payments.
• Own PSP, acquirer, and merchant integrations: API specs, timelines, channel configuration.
• Define metrics: approval rates, latency, settlement accuracy, onboarding time, merchant retention.
• Run launch readiness and post-launch reviews; convert learnings into backlog items.

Skills

Backlog ownership

Agile ceremonies

API integrations

Regulatory knowledge

Payments fintech

Cross-market experience

Education

Bachelor's degree in Business, CS, Finance

Job description

UniqPay in Dubai seeks a Product Owner to own the roadmap for acquiring, payouts, FX and risk. You decide what gets built, in what order, and you are the voice of the merchant, the acquirer, and the regulator inside engineering.

You will collaborate with Compliance, Operations and Sales to translate regulatory obligations into a prioritised backlog and write precise specifications for engineers. You own sprint scope, acceptance and delivery across international markets.