Operations and Service Officer

Abu Dhabi Islamic Bank; Abu Dhabi; On-site; AED 180,000 - 300,000; Full time

Job summary

Abu Dhabi Islamic Bank is seeking an Operations and Service Officer at the Nad Al Sheba Branch, Dubai. The role focuses on branch operations, cash vault control, customer service, and sales support to drive deposit and card products.

You will supervise staff, ensure policy compliance, and actively engage with customers to meet service standards and performance targets.

Qualifications

• Thorough knowledge of all UAE Central Bank regulations.
• Strong computer skills and familiarity with banking systems.
• Excellent written and spoken English communication.
• Knowledge of ADIB products and services.

Responsibilities

• Manage branch operations ensuring compliance with policies.
• Review and approve daily cash transactions and vault controls.
• Supervise teller activities and ensure service delivery standards.
• Drive sales and cross-sell deposit, finance, cards, and takaful.
• Monitor SLA with internal and external customers.
• Coach staff and plan sales targets for the branch.
• Maintain branch service standards and customer retention.
• Conduct monthly vault cash surprise checks and report exceptions.

Skills

ADIB knowledge

Branch operations

Policies and systems

Central Bank regulations

Computer skills

English communication

Tools

Banking systems

Back-office tools

Job description

Job description

Role: Operations and Service Officer

Location: Nad Al Sheba Branch, Dubai

Role Purpose:

Handling the branch operations – Review, control & approval, Sales and business acquisition, Management of service delivery and Staff Management and Coordination.

Key Accountabilities of the role

These are the main responsibilities of this role

RESPONSIBILITIES:

• Cash Vault - Dual control of branch Vault
• Providing cash to tellers for daily business transactions, approving daily transactions for remittances and other products, where applicable approving the override of transactions exceeding specified teller limits
• Managing branch cash as per cash holding limit
• Process & balance daily inward and outward clearing transactions
• Reconciliation and review of errors in teller transactions
• Review and approve work processes documentations and system input reports, accomplished on account of deposit sales and retail & institutional services, by customer service staff
• Ensure that all customers transactions as per ADIB policies and procedures
• Sign on behalf of the bank as per the assigned limit
• Control and supervision of operations work processes for compliance with ADIB’s Credit & Operational Policies & Procedures, thus maintaining an acceptable both internal and external audit rating
• Conduct surprise check of Branch Vault cash on a monthly basis and reports exceptions if noted, to HO authorities
• Facilitating and implementing work process improvements
• Interact with customers for sale of ADIB’s deposit, Finance, Cards & Takaful products by ensuring service efficiency and by adherence to best service standards
• Monitor the sales performance of CROs
• Generation of new business via out marketing calls and in- branch contacts through “Open door policy” in meeting customers
• Setting and monitoring sales plans for the branch and sales staff as per forecast
• Coaching of all sales staff to increase sales productivity and cross selling
• Monitor branch service standards for customer satisfaction
• Customer retention efforts with personal involvement in complaint resolution, account closures and inquiries
• Getting ad-hoc customer feedback
• Ensure service level agreements (SLA) with internal and external customers are in place, followed and are frequently calibrated for continuous improvement
• Observation of queue time and length and taking action as needed to capacities serving counters and or managing customer traffic
• Maintain staff morale and relationship
• Observe, coach /train and counsel staff towards expected behaviors
• Identify training developments needs for staff and ensure that these are met as per schedules

Specialist Skills / Technical Knowledge Required for this role:

1. Knowledge of products and services offered by ADIB
2. Knowledge of branch operations and back-office functions
3. Knowledge of ADIB policies and systems
4. Thorough Knowledge of all the Regulations issued by Central Bank of UAE
5. Computer skills
6. Communication and presentation skills- both Written and Oral (In English)

Previous experience required (if any):

1. Knowledge of Retail Banking products, processes, and policies
2. 4-5 years of banking experience (UAE banking experience preferred) or retail sales experience
3. Computer literacy and tech-savviness
4. Self-starter with excellent time-management skills
5. Active coach and mentor to junior employees