Officer – Medical Department (Dubai Branch)

Abu Dhabi Insurance Brokers LLC; Dubai; On-site; AED 180,000 - 260,000; Full time

Job summary

Abu Dhabi Insurance Brokers LLC in Dubai is seeking an Officer – Medical Department to evaluate medical insurance proposals, analyze health risks, and determine terms, coverage levels, and premiums.

Based in the Dubai branch, the officer will provide fast underwriting turnaround on quotations and policy servicing to support the sales team and client acquisition, while liaising between clients, insurers, and internal departments to ensure accurate risk assessment and seamless policy placement.

Qualifications

• Bachelor's degree in Healthcare Management, Medical Science, Business Administration, or Insurance.
• 4+ years of medical insurance underwriting experience.
• UAE experience preferred.
• Willing to work full-time from the office in Dubai.
• Ability to accurately evaluate medical information and claims history.

Responsibilities

• Assess group medical insurance proposals by analyzing demographics and risk exposure to determine premiums and terms.
• Coordinate with insurers to negotiate pricing and benefits for client proposals.
• Prepare reports and presentations for clients and management.
• Monitor policy performance, claims trends, and renewals to support risk management strategies.
• Maintain strong client engagement and support the Dubai sales team in business development.
• Initiate RFQs to insurers and secure competitive terms.
• Provide fast underwriting turnaround on quotations and policy issuance.

Skills

Medical underwriting

Risk assessment

Negotiation with insurers

Client communication

Education

Bachelor's degree in Healthcare Management, Medical Science, Business Administration, or Insurance

Job description

Officer – Medical Department (Dubai Branch)

The Medical Department officer is responsible for evaluating and assessing medical insurance proposals, analysing health risks, and determining appropriate terms, coverage levels, and premiums. Based at the Dubai branch, the Medical Underwriter will provide fast, reliable underwriting turnaround on quotations and policy servicing to support the sales team's business development and client acquisition efforts, while liaising between clients, insurers, and internal departments to ensure accurate risk assessment and seamless policy placement.

About This Job

Join our team of professionals dedicated to excellence. We seek driven individuals with the right skills, experience, and passion for delivering top-tier insurance solutions. Check the basic qualifications required to be part of our growing company.

Key Responsibilities

• Assess group medical insurance proposals by analyzing member demographics, claims history, and risk exposure to determine suitable premiums and policy terms, while ensuring regulatory and compliance requirements are met.
• Coordinate with insurers to negotiate competitive pricing and benefits, and support client-facing teams by providing input during meetings and renewals.
• Provide recommendations and prepare comparison reports and presentations for clients.
• Monitor policy performance, loss ratios, and claims trends while maintaining strong client engagement through effective communication, onboarding, and timely issue resolution — ensuring client satisfaction, supporting retention, and guiding renewal and risk management strategies.
• Build and maintain strong relationships with insurers to support competitive placements and strengthen long-term business partnerships.
• Maintain accurate records, prepare analysis reports, and present comparisons and recommendations to clients and management.
• Initiate requests for quotations (RFQs) to eligible insurers and ensure prompt receipt of competitive terms through diligent follow-up.
• Deliver fast, accurate underwriting turnaround on quotations and policy issuance to support the Dubai sales team in business development and new client acquisition.
• Manage a high volume of phone inquiries and deliver exceptional customer service while addressing various group medical insurance needs.
• Compile and present weekly and monthly reports for management, highlighting total premiums per client for both new business and renewals.
• Knowledge of reinsurance terms and practices is a plus.
• Bachelor's degree in Healthcare Management, Medical Science, Business Administration, or Insurance
• 4+ years of medical insurance underwriting experience
• UAE experience preferred
• Willing to work full-time from the office in Dubai
• Ability to accurately evaluate medical information, claims history, and demographic data
• In-depth understanding of the local and regional health insurance market
• Awareness of competitor offerings to negotiate optimal terms
• Skill in negotiating with insurers to secure favourable terms for clients
• Ability to explain decisions to non-technical stakeholders
• Ability to manage multiple quotes and renewals under time pressure