Finance & Insurance Advisor (UAE National)

Al Tayer Group Career site; Ras Al Khaimah; On-site; AED 120,000 - 180,000; Full time

Job summary

Al Tayer Group in Ras al-Khaimah, UAE, seeks a Finance & Insurance Advisor (UAE National) to offer, sell and administer F&I products on the showroom floor and help achieve penetration targets.

You will identify customer needs, present F&I options, prepare quotations, and ensure all paperwork and bank proofs are completed to secure credit lines. The role requires 3–4 years of experience in car sales, finance or insurance and bilingual Arabic/English.

Qualifications

• 3–4 years of solid experience in car sales, finance, or insurance.
• Experience in GCC market or motor industry is a plus.

Responsibilities

• Carry out F&I procedures to meet monthly targets.
• Identify customer needs and recommend F&I options.
• Coordinate with Sales to offer F&I before deal completion.
• Prepare quotations and file records.
• Explain terms and exclusions to customers.
• Collect bank proofs and secure credit line.
• Reconcile commissions and maintain a daily financial log.
• Monitor referrals and conversion rates by sales person.
• Provide updates on F&I performance to the Showroom/Sales Manager.

Skills

Attention to detail

Process-driven

Customer communication

Organizational skills

Education

Degree in any discipline

Job description

Finance & Insurance Advisor (UAE National)

Ras al-Khaimah, United Arab Emirates

Job Description

• To offer, sell and administer the sale of Finance and Insurance (F&I) products in order to achieve the finance and insurance penetration targets and enhance the sales process on the sales floor

Responsibilities

Functional Roles and Responsibilities

• Carry out F&I procedures in accordance with pre agreed processes so that targets for New Finance & Insurance and Renewal Insurance are met on a monthly basis throughout ATM.
• Identify customer needs, recommend F&I options, provide complete information to ensure customers make an informed choice.
• Liaise with all the Sales departments to ensure all the retail customers are offered and quoted F&I options prior to conclusion of the deal.
• Prepare quotations for the customer deals and file all the records appropriately
• Ensure that customers are fully informed regarding terms and conditions of each contract and are aware of any exclusions or benefits that may be relevant prior to purchase
• Collect all proofs required by the supporting bank and secure the credit line prior to a vehicle being released by the sales department
• Reconcile the commission payable from supporting banks against each deal and keep a financial control log on a daily basis
• Keep records of each deal on the sales floor and monitor the commission, type of referral, the original funding source and the conversion rate for each individual sales person.
• Provide information on individual sales person achievement regarding F&I penetrations and referral grades to the Showroom/Sales Manager on a periodic basis.

Qualifications

Education/Certification and Continued Education

• Degree in any discipline or through automotive vocational route

Years of Experience

• 3 – 4 years solid experience in car sales, finance or insurance markets in association with the motor industry as a whole or GCC market.

Knowledge and Skills

• Good attention to detail, process driven and efficient planning and organizing skills.
• A pleasing personality is needed as you will be communicating with customers at all levels, Preferably bilingual (Arabic and English),