Finance & Insurance Advisor

Al Tayer Group; United Arab Emirates; On-site; AED 201,000 - 312,000; Full time

Job summary

Al Tayer Group is seeking a skilled F&I professional in the UAE to drive the sale and administration of Finance and Insurance products on the showroom floor. The role focuses on achieving monthly penetration targets and ensuring a smooth sales process, coordinating with Sales to present F&I options before finalizing deals.

The ideal candidate will identify customer needs, prepare quotations, and keep accurate records.

Qualifications

• Degree in any discipline or automotive vocational route.
• 3–4 years solid experience in car sales, finance or insurance.
• Communicate with customers, bilingual preferred.

Responsibilities

• Sell and administer F&I products to meet targets.
• Follow pre-agreed F&I procedures to hit monthly targets.
• Identify customer needs and present F&I options.
• Coordinate with Sales to present F&I options before finalizing deals.
• Prepare quotations and maintain records.
• Inform customers about terms, conditions, exclusions, and benefits.
• Collect bank proofs and secure credit lines before vehicle release.
• Reconcile bank commissions and keep a daily financial log.
• Track deal records, referrals, funding sources and conversion rates.
• Report F&I performance and referral grades to Showroom Manager.

Skills

Attention to detail

Process driven

Organizational skills

Bilingual Arabic/English

Education

Degree in any discipline

Job description

Responsibilities

Functional Roles and Responsibilities

• To offer, sell and administer the sale of Finance and Insurance (F&I) products in order to achieve the finance and insurance penetration targets and enhance the sales process on the sales floor
• Carry out F&I procedures in accordance with pre agreed processes so that targets for New Finance & Insurance and Renewal Insurance are met on a monthly basis throughout ATM.
• Identify customer needs, recommend F&I options, provide complete information to ensure customers make an informed choice.
• Liaise with all the Sales departments to ensure all the retail customers are offered and quoted F&I options prior to conclusion of the deal.
• Prepare quotations for the customer deals and file all the records appropriately
• Ensure that customers are fully informed regarding terms and conditions of each contract and are aware of any exclusions or benefits that may be relevant prior to purchase
• Collect all proofs required by the supporting bank and secure the credit line prior to a vehicle being released by the sales department
• Reconcile the commission payable from supporting banks against each deal and keep a financial control log on a daily basis
• Keep records of each deal on the sales floor and monitor the commission, type of referral, the original funding source and the conversion rate for each individual sales person.
• Provide information on individual sales person achievement regarding F&I penetrations and referral grades to the Showroom/Sales Manager on a periodic basis.

Qualifications

Education/Certification and Continued Education

• Degree in any discipline or through automotive vocational route

Years of Experience

• 3 – 4 years solid experience in car sales, finance or insurance markets in association with the motor industry as a whole or GCC market.

Knowledge and Skills

• Good attention to detail, process driven and efficient planning and organizing skills.
• A pleasing personality is needed as you will be communicating with customers at all levels, Preferably bilingual (Arabic and English),