Emirati Fresh Graduate / Officer

Confidential; Abu Dhabi; On-site; AED 120,000 - 180,000; Full time

Job summary

Confidential is seeking an underwriting professional to review risk assessments for new and renewal business in Abu Dhabi. The role focuses on profitability and sustainability of the Property portfolio and requires working within authority limits.

Responsibilities include preparing quotes, renewal notices, and property quotations, and coordinating with Claims and Operations. Strong English proficiency and a bachelor’s degree in business administration are required.

Qualifications

• Minimum bachelor’s degree in business administration.
• 0-1 years of relevant experience.
• Full professional proficiency in English language.

Responsibilities

• Review and carry out risk assessment for new and renewal business within assigned authority limits.
• Prepare quotes in line with underwriting guidelines and policy limits.
• Prepare property quotations, and summaries of benefits and premiums for policy issuance.
• Submit cases to supervisor for cases above authority limits and liaise with Claims and Operations as needed.
• Provide reports on claims, production and renewals when required.

Skills

English proficiency

Education

Bachelor's degree in Business Administration

Job description

ROLE PURPOSE:

The job holder is responsible to review and carry out thorough risk assessment with new/renewal business adhering to the Underwriting Guidelines as per the assigned authority limits for

profitability and sustainability of the company's Property portfolio.

Policies, Processes and Procedures:

• Follows all relevant policies, processes, standard operating procedures so that work is carried out in a controlled and consistent manner
• Maintains effective relation with clients (and prospective clients)
• Submits cases to Supervisor/Asst. Manager which are above the authority limit

Underwriting Activities (New Business and Renewals):

• Prepares quotes in line with corporate guidelines and underwriting authority limit
• Prepares renewal notices and follow-up renewal with clients & producers
• Prepares Property quotations, and summary of benefits and premium rates for issuance of policies
• Sends Cover Confirmation to Operations Department for system booking
• Provides Reports (claims, production, renewals ... ) as and when required,
• Liaises with Claims dept. for loss ratios for processing Renewals
• Liaises with Operations on system bookings
• Checks the standard questionnaire/ proposal form received from the POS

Documentation and Administrative Work:

• Prepares Quotations/tenders and all data required for tenders.
• Prepares/Checks faxes/other communications to clients/brokers.
• Maintains/checks files for the clients

Cooperation:

• Cooperates with internal departments/divisions as well as branches to achieve efficient & timely transfer of information

Reports:

• Provides Management with appropriate reports regarding the unit and compliance with operational policy and procedures.

Qualifications:

• Minimum bachelor’s degree in business administration.
• 0-1 Years of relevant experience.
• Full Professional Proficiency in English language.