Credit & Financing Specialist

Zoomlion Gulf FZE; United Arab Emirates; On-site; AED 120,000 - 180,000; Full time

Job summary

Zoomlion Gulf FZE in UAE is seeking a Credit Specialist to manage credit activities, monitor accounts receivable, and ensure timely collections. You will evaluate credit risks, set credit limits, and coordinate with banks and financing institutions to support customer financing.

You will work with Sales and Finance to minimize bad debts, produce aging reports, and provide management with risk insights. A Bachelor's degree in Finance or related field and UAE driving license are preferred.

Qualifications

• Bachelor's degree in Finance, Accounting, Business Administration, Economics, or related field.
• Professional certification in credit management is an advantage.
• Good knowledge of credit control and collections practices.
• Experience coordinating with banks or financing institutions is an advantage.

Responsibilities

• Assess creditworthiness of new and existing customers using financial data and history.
• Recommend credit limits and payment terms and monitor exposure.
• Coordinate with banks and leasing companies on third-party financing.
• Monitor aging and collect overdue payments with Sales and Finance teams.
• Maintain accurate credit records and prepare reports for management.
• Support month-end receivables reporting and reconciliations.

Skills

Credit analysis

Risk assessment

Accounts receivable

Negotiation

Collection skills

Communication

Excel

MS Office

UAE driving license

Education

Bachelor's degree in Finance, Accounting, Business Administration, Economics, or a related field

Tools

ERP systems

Job description

Zoomlion Gulf FZE in UAE is seeking a Credit Specialist to manage credit activities, monitor accounts receivable, and ensure timely collections. You will evaluate credit risks, set credit limits, and coordinate with banks and financing institutions to support customer financing.

You will work with Sales and Finance to minimize bad debts, produce aging reports, and provide management with risk insights. A Bachelor's degree in Finance or related field and UAE driving license are preferred.