Credit Documentation Specialist - Corporate Banking

First Abu Dhabi Bank; Abu Dhabi; On-site; AED 180,000 - 240,000; Full time

Job summary

First Abu Dhabi Bank (FAB) in Abu Dhabi seeks a Credit Documentation Specialist to support preparation, verification, execution and maintenance of corporate credit facility documentation. You will work with Credit Administration, Relationship Managers, Risk Management and Legal to address deficiencies and ensure compliance with UAE laws.

The role involves preparing Facility Offer Letters, Term Loan Agreements and related security documents, maintaining collateral records and monitoring expiring

Qualifications

• 3-5 years of experience in Corporate Banking.
• Minimum 3 years in Corporate Credit Administration.
• Familiarity with facility documentation and security administration.

Responsibilities

• Prepare facility offer letters, loan agreements and related security documents.
• Verify documentation accuracy and ensure alignment with approved facilities.
• Coordinate with Credit Administration, RM, Risk and Legal to resolve deficiencies.
• Maintain collateral records and monitor expiring securities.
• Support renewal, release, and enforcement of security arrangements.
• Ensure regulatory compliance with UAE banking requirements.

Skills

Corporate banking

Credit documentation

Credit administration

Documentation review

Signatory authority review

Collateral management

Regulatory compliance

Stakeholder coordination

Education

Bachelor's degree in Accounting/Finance

Job description

Credit Documentation Specialist - Corporate Banking

Job Snapshot - Role: Credit Documentation Specialist - Corporate Banking - Location: Abu Dhabi, United Arab Emirates - Industry: Banking - Function: Credit Review-Analysis - Experience: 3-5 years in Corporate Banking, including a minimum of 3 years in Corporate Credit Administration - Job Type: Full Time - Work Arrangement: On-site

Position Overview

First Abu Dhabi Bank (FAB) is seeking a Credit Documentation Specialist to support the preparation, verification, execution and maintenance of corporate credit facility documentation in Abu Dhabi, United Arab Emirates. The role is responsible for preparing Facility Offer Letters, Term Loan Agreements and related security documentation in accordance with approved credit facilities. It also involves verifying the authenticity, validity and proper execution of security documents, maintaining accurate collateral records and ensuring compliance with applicable banking policies and legal requirements. The successful candidate will work closely with Credit Administration, Relationship Managers, Risk Management, Legal and other banking departments to address documentation deficiencies, monitor expiring securities and support the timely processing of credit facility documentation. The position requires experience in Corporate Credit Administration, a sound understanding of banking products and credit documentation, and knowledge of relevant UAE legal and regulatory requirements.

Key Responsibilities

Credit Facility Documentation

• Prepare Facility Offer Letters, Term Loan Agreements and related security and support documentation in accordance with approved credit facilities.
• Review credit approvals to identify applicable documentation requirements.
• Ensure facility documentation reflects the approved credit terms and conditions.
• Verify the completeness and accuracy of documentation before processing.
• Coordinate with relevant departments to resolve outstanding documentation requirements.
• Ensure credit documentation is prepared and processed within agreed turnaround times.
• Follow the Corporate and Investment Banking Group Credit Policy Guidelines and Credit Administration Department documentation procedures.
• Maintain accurate records of credit documentation activities within the bank 's systems.

Security Documentation Review and Verification

• Review security and support documents to verify their authenticity, validity and proper execution.
• Confirm that security documents have been executed by appropriately authorised parties.
• Verify signatory authority through corporate resolutions, powers of attorney and other relevant supporting documents.
• Identify discrepancies, deficiencies or incomplete information in security documentation.
• Coordinate with relevant stakeholders to rectify documentation deficiencies.
• Review existing security documents relating to legacy credit facilities and support the correction of identified issues.
• Ensure approvals are obtained for deferred or waived documentation requirements.
• Maintain appropriate records of approved documentation exceptions.
• Support the enforceability of security arrangements through accurate documentation review and verification.

Collateral Administration and Record Management

• Maintain accurate and up-to-date collateral information within the bank 's systems.
• Record and lodge security documents and collateral details in accordance with approved procedures.
• Verify the completeness of collateral records and supporting documentation.
• Monitor securities held in favour of FAB and identify those approaching expiry.
• Follow up on expired or expiring security documents to support timely renewal.
• Conduct periodic reviews of existing security documentation.
• Identify obsolete security documents and coordinate appropriate record clean‑up activities.
• Ensure collateral information remains consistent with approved credit facilities and relevant documentation.
• Coordinate with internal stakeholders to resolve collateral record discrepancies.

Credit Renewal and Documentation Monitoring

• Review security and support documentation during credit facility renewal activities.
• Verify that required documents remain available, valid and appropriately executed.
• Identify expired, deferred or outstanding documentation requirements.
• Monitor documentation deficiencies and follow up with responsible stakeholders.
• Ensure approved waivers and deferrals are properly documented.
• Coordinate with Relationship Managers and relevant credit teams to address renewal-related documentation matters.
• Maintain accurate records of documentation status and outstanding requirements.
• Support the timely completion of credit renewal documentation reviews.

Collateral Release and Credit Limit Support

• Review approved requests for collateral and security releases.
• Verify that relevant credit facilities and liabilities have been cleared before processing security releases.
• Ensure appropriate approvals are available before proceeding with collateral release activities.
• Coordinate with relevant departments to confirm the status of outstanding facilities and obligations.
• Support the release of securities in accordance with approved banking procedures.
• Maintain accurate records of collateral release transactions and supporting approvals.
• Advise the Credit Control Unit regarding the release of credit lines in the bank 's systems.
• Ensure credit limit release communications are supported by the relevant documentation and approvals.

Security Registration and Legal Coordination

• Support the creation, amendment, registration and release of securities, mortgages and charges.
• Coordinate documentation requirements with relevant government departments and free zone authorities.
• Liaise with municipalities and land departments on property-related security matters.
• Support registration and maintenance activities involving movable asset securities.
• Coordinate with relevant stakeholders regarding security interests associated with financial assets.
• Work with the Legal Department to address documentation and registration requirements.
• Maintain accurate records of security registrations, amendments and releases.
• Follow applicable procedures when coordinating with external registration authorities.

Regulatory Compliance and Documentation Controls

• Ensure credit documentation activities comply with applicable FAB policies and procedures.
• Follow Corporate and Investment Banking Group Credit Policy Guidelines.
• Adhere to Credit Administration Department documentation Standard Operating Procedures.
• Maintain awareness of relevant UAE legal and regulatory requirements, including Central Bank regulations.
• Verify that required documentation approvals are obtained and recorded.
• Identify documentation-related compliance concerns and escalated them through appropriate channels.
• Support accurate documentation and collateral recordkeeping.
• Maintain appropriate controls over documentation processing and security releases.
• Ensure activities are completed within established operational and governance requirements.

Reporting and Operational Performance

• Prepare accurate and timely internal and regulatory reports relating to credit documentation activities.
• Monitor outstanding documentation deficiencies, deferred requirements and expiring securities.
• Maintain information required for documentation status reporting.
• Ensure reports are submitted within established deadlines.
• Track documentation processing activities against agreed turnaround times.
• Coordinate with relevant stakeholders to resolve matters affecting processing timelines.
• Support efficient documentation services that contribute to business continuity and growth.
• Maintain accurate operational records to support reporting and follow-up requirements.

Stakeholder Coordination

• Work closely with the Risk Management Unit, Operations and Treasury on relevant credit documentation matters.
• Coordinate with Islamic Banking, Corporate and Investment Banking and the Credit Analysis Unit.
• Liaise with Relationship Managers and the Credit Mid Office regarding documentation requirements.
• Collaborate with Trade Finance, Credit Control, Information Technology and Legal teams as required.
• Coordinate with insurance companies, FAB brokers and real estate companies on relevant security documentation matters.
• Engage with municipalities, land departments and applicable movable asset registration authorities.
• Support documentation activities involving the Abu Dhabi Securities Exchange and Dubai Financial Market where relevant.
• Maintain professional communication with internal and external stakeholders.
• Follow up on outstanding documentation and collateral‑related requirements to support timely resolution.

Required Qualifications and Experience

Education

• Bachelor 's degree in Accounting, Finance or a related discipline.

Professional Experience

• 3-5 years of experience in Corporate Banking.
• Minimum 3 years of experience within a Corporate Credit Administration function.
• Sound knowledge of banking products and corporate credit administration processes.
• Understanding of credit facility documentation and security administration requirements.
• Familiarity with banking financial systems and related operational procedures.

Required Skills and Competencies

Credit Documentation and Administration

• Strong understanding of corporate credit documentation requirements.
• Knowledge of Facility Offer Letters, Term Loan Agreements and security documentation.
• Ability to review and validate supporting documents and signatory authorities.
• Understanding of collateral documentation, registration and release processes.
• Ability to identify documentation discrepancies and follow up on corrective actions.
• Knowledge of corporate banking products and credit administration procedures.