Credit Analyst

Zohorecruit; Dubai; On-site; AED 120,000 - 200,000; Full time

Job summary

Zohorecruit in Dubai seeks a Credit Analyst to join a leading FMCG organization. You will support Credit Management and Order-to-Cash operations, ensuring orders align with credit policies and terms while maintaining compliance.

The role requires 3–4 years in Credit/AR/OTC, strong SAP and Excel skills, and Power BI for reporting. FMCG experience in high-volume distribution is essential, with collaboration across Sales, Finance, and Supply Chain to optimize cash flow.

Qualifications

• Bachelor's degree in Finance, Accounting, Business or related field.
• 3–4 years of relevant experience in Credit, AR, OTC, Order Management, or Finance Operations.
• FMCG experience in high-volume distribution is essential.
• Strong SAP experience is mandatory.
• Strong Excel data analysis and reporting skills.
• Power BI experience for reporting and business insights.

Responsibilities

• Process and validate customer orders in SAP in line with credit policies and established timelines.
• Manage orders received through B2B, EDI, E.Best, and other channels.
• Review and process manual orders with required information and approvals.
• Monitor order suppression and verify customer credit terms and payment conditions.
• Review customer credit exposure, payment terms, and account information to identify discrepancies and risks.
• Support end-to-end OTC activities and resolve issues affecting order fulfillment and collections.
• Coordinate with Sales, Customer Service, Finance, and Supply Chain to resolve issues.
• Obtain approvals for credit exceptions, order suppression, and policy deviations.
• Analyze OTC and order-processing data to identify recurring issues and improvements.
• Support automation and process optimization initiatives within credit and order processing.
• Maintain documentation in line with policies and audit requirements.
• Prepare reports and dashboards using Microsoft Excel and Power BI.

Skills

Credit

Accounts Receivable

Order-to-Cash

Order Management

Education

Bachelor's degree in Finance, Accounting, Business Administration, Economics, or a related field

Tools

SAP

Microsoft Excel

Power BI

Job description

Dubai, United Arab Emirates | Posted on 09/18/2026

We are looking for a Credit Analyst to join the Finance team of a leading FMCG organization in Dubai. The role will support Credit Management and Order-to-Cash (OTC) operations , ensuring customer orders are processed accurately and efficiently while maintaining compliance with approved credit policies and terms.

The ideal candidate should have relevant experience in Credit, Accounts Receivable, Order-to-Cash, or Order Management , along with strong SAP and Excel skills. FMCG experience in a high-volume distribution environment is essential.

Key Responsibilities

• Process and validate customer orders in SAP in line with credit policies and established timelines.
  
• Manage orders received through B2B, EDI, E.Best, and other channels.
  
• Review and process manual orders, ensuring all required information and approvals are in place.
  
• Monitor order suppression and verify customer credit terms and payment conditions.
  
• Review customer credit exposure, payment terms, and account information to identify discrepancies and potential risks.
  
• Support end-to-end Order-to-Cash (OTC) activities and resolve issues affecting order fulfillment and collections.
  
• Coordinate with Sales, Customer Service, Finance, and Supply Chain teams to resolve order, credit, and customer account issues.
  
• Obtain necessary approvals for credit exceptions, order suppression, and policy deviations.
  
• Analyze OTC and order-processing data to identify recurring issues and process improvement opportunities.
  
• Support automation and process optimization initiatives within credit and order processing.
  
• Maintain accurate documentation and records in line with internal policies and audit requirements.
  
• Prepare reports and dashboards using Microsoft Excel and Power BI .
  

Requirements

• Bachelor's degree in Finance, Accounting, Business Administration, Economics, or a related field .
  
• 3–4 years of relevant experience in Credit, Accounts Receivable, OTC, Order Management, or Finance Operations.
  
• FMCG experience is essential , preferably within a high-volume distribution or commercial environment.
  
• Strong hands-on SAP experience is mandatory .
  
• Strong Microsoft Excel skills, including data analysis and reporting.
  
• Practical experience with Power BI for reporting and business insights.
  
• Good understanding of credit management principles, customer credit terms, and OTC processes.
  
• Strong analytical, numerical, and problem-solving skills.
  
• Excellent attention to detail and ability to work under tight deadlines.
  
• Good communication and stakeholder management skills.