FMCG Credit & OTC Analyst - SAP Expert (1-Year Contract)

Combuzz; Dubai; On-site; AED 112,000 - 123,000; Part time

Job summary

Combuzz is seeking a Credit Analyst to join our Finance team in Dubai. The role supports Credit Management and Order-to-Cash operations, ensuring timely and compliant processing of customer orders in SAP while maintaining credit policy adherence.

The ideal candidate has 3–4 years of experience in Credit/AR/OTC, strong SAP and Excel skills, and FMCG exposure in a high-volume distribution environment. Power BI proficiency is a plus.

Qualifications

• Bachelor's degree in Finance, Accounting, Business Administration, Economics, or related field.
• 3–4 years of relevant experience in Credit, Accounts Receivable, OTC, Order Management, or Finance Operations.
• FMCG experience is essential, preferably within a high-volume distribution or commercial environment.
• Strong hands-on SAP experience is mandatory.
• Strong Microsoft Excel skills, including data analysis and reporting.
• Practical experience with Power BI for reporting and business insights.
• Good understanding of credit management principles, customer credit terms, and OTC processes.

Responsibilities

• Process and validate customer orders in SAP in line with credit policies and established timelines.
• Manage orders received through B2B, EDI, E.Best, and other channels.
• Review and process manual orders, ensuring all required information and approvals are in place.
• Monitor order suppression and verify customer credit terms and payment conditions.
• Review customer credit exposure, payment terms, and account information to identify discrepancies and potential risks.
• Support end-to-end Order-to-Cash (OTC) activities and resolve issues affecting order fulfillment and collections.
• Coordinate with Sales, Customer Service, Finance, and Supply Chain teams to resolve order, credit, and customer account issues.
• Obtain necessary approvals for credit exceptions, order suppression, and policy deviations.
• Analyze OTC and order-processing data to identify recurring issues and process improvement opportunities.
• Support automation and process optimization initiatives within credit and order processing.
• Maintain accurate documentation and records in line with internal policies and audit requirements.
• Prepare reports and dashboards using Microsoft Excel and Power BI.

Skills

Credit analysis

OTC processes

Stakeholder management

Education

Bachelor's degree in Finance/Accounting/Business

Tools

SAP

Microsoft Excel

Power BI

Job description

Combuzz is seeking a Credit Analyst to join our Finance team in Dubai. The role supports Credit Management and Order-to-Cash operations, ensuring timely and compliant processing of customer orders in SAP while maintaining credit policy adherence.

The ideal candidate has 3–4 years of experience in Credit/AR/OTC, strong SAP and Excel skills, and FMCG exposure in a high-volume distribution environment. Power BI proficiency is a plus.