Credit Analyst

Combuzz; Dubai; On-site; AED 112,000 - 123,000; Part time

Job summary

Combuzz is seeking a Credit Analyst to join our Finance team in Dubai. The role supports Credit Management and Order-to-Cash operations, ensuring timely and compliant processing of customer orders in SAP while maintaining credit policy adherence.

The ideal candidate has 3–4 years of experience in Credit/AR/OTC, strong SAP and Excel skills, and FMCG exposure in a high-volume distribution environment. Power BI proficiency is a plus.

Qualifications

• Bachelor's degree in Finance, Accounting, Business Administration, Economics, or related field.
• 3–4 years of relevant experience in Credit, Accounts Receivable, OTC, Order Management, or Finance Operations.
• FMCG experience is essential, preferably within a high-volume distribution or commercial environment.
• Strong hands-on SAP experience is mandatory.
• Strong Microsoft Excel skills, including data analysis and reporting.
• Practical experience with Power BI for reporting and business insights.
• Good understanding of credit management principles, customer credit terms, and OTC processes.

Responsibilities

• Process and validate customer orders in SAP in line with credit policies and established timelines.
• Manage orders received through B2B, EDI, E.Best, and other channels.
• Review and process manual orders, ensuring all required information and approvals are in place.
• Monitor order suppression and verify customer credit terms and payment conditions.
• Review customer credit exposure, payment terms, and account information to identify discrepancies and potential risks.
• Support end-to-end Order-to-Cash (OTC) activities and resolve issues affecting order fulfillment and collections.
• Coordinate with Sales, Customer Service, Finance, and Supply Chain teams to resolve order, credit, and customer account issues.
• Obtain necessary approvals for credit exceptions, order suppression, and policy deviations.
• Analyze OTC and order-processing data to identify recurring issues and process improvement opportunities.
• Support automation and process optimization initiatives within credit and order processing.
• Maintain accurate documentation and records in line with internal policies and audit requirements.
• Prepare reports and dashboards using Microsoft Excel and Power BI.

Skills

Credit analysis

OTC processes

Stakeholder management

Education

Bachelor's degree in Finance/Accounting/Business

Tools

SAP

Microsoft Excel

Power BI

Job description

Credit Analyst

Location: Commerce City, Dubai, UAE

Employment Type: 1-Year Contract

Working Hours: 9:00 AM – 6:00 PM

Working Days: Sunday – Friday

Salary: AED 10,000 – 11,000 per month

Experience: 3–4 Years

SAP: Mandatory

Nationality: Open to all nationalities

Age: 24–28 years

About the Role

We are looking for a Credit Analyst to join the Finance team of a leading FMCG organization in Dubai. The role will support Credit Management and Order-to-Cash (OTC) operations, ensuring customer orders are processed accurately and efficiently while maintaining compliance with approved credit policies and terms.

The ideal candidate should have relevant experience in Credit, Accounts Receivable, Order-to-Cash, or Order Management, along with strong SAP and Excel skills. FMCG experience in a high-volume distribution environment is essential.

Key Responsibilities

• Process and validate customer orders in SAP in line with credit policies and established timelines.
• Manage orders received through B2B, EDI, E.Best, and other channels.
• Review and process manual orders, ensuring all required information and approvals are in place.
• Monitor order suppression and verify customer credit terms and payment conditions.
• Review customer credit exposure, payment terms, and account information to identify discrepancies and potential risks.
• Support end-to-end Order-to-Cash (OTC) activities and resolve issues affecting order fulfillment and collections.
• Coordinate with Sales, Customer Service, Finance, and Supply Chain teams to resolve order, credit, and customer account issues.
• Obtain necessary approvals for credit exceptions, order suppression, and policy deviations.
• Analyze OTC and order-processing data to identify recurring issues and process improvement opportunities.
• Support automation and process optimization initiatives within credit and order processing.
• Maintain accurate documentation and records in line with internal policies and audit requirements.
• Prepare reports and dashboards using Microsoft Excel and Power BI.

Requirements

Bachelor's degree in Finance, Accounting, Business Administration, Economics, or a related field.

3–4 years of relevant experience in Credit, Accounts Receivable, OTC, Order Management, or Finance Operations.

FMCG experience is essential, preferably within a high-volume distribution or commercial environment.

Strong hands-on SAP experience is mandatory.

Strong Microsoft Excel skills, including data analysis and reporting.

Practical experience with Power BI for reporting and business insights.

Good understanding of credit management principles, customer credit terms, and OTC processes.

Strong analytical, numerical, and problem-solving skills.

Excellent attention to detail and ability to work under tight deadlines.

Good communication and stakeholder management skills.