Counterparty Credit Risk Strategist

Yello; Dubai; In loco; AED 240.000 - 360.000; Tempo pieno

Descrizione del lavoro

Yello, a UAE-based commodities trading client, seeks a credit risk professional to oversee counterparty risk exposures and lead assessments. You will develop risk policies, ensure regulatory compliance, and provide management with timely risk insights across trading operations in multiple locations.

The role involves onboarding, limit maintenance, reporting, and collaboration with finance, IT, and trading teams to strengthen governance and automate risk processes.

Competenze

• Experience conducting detailed credit assessments of counterparties.
• Ability to analyze financial statements, payment history, and indicators.
• Experience developing risk policies and reporting to management.

Mansioni

• Monitor and assess counterparty credit risk exposures on an ongoing basis.
• Conduct credit evaluations and prepare risk assessments for counterparties.
• Develop and implement credit risk strategies and policies.
• Ensure compliance with internal guidelines and regulatory requirements.
• Maintain records and reports related to credit risk assessments.
• Collaborate with accounting and finance to align on risk management.
• Provide regular updates to senior management on risk profiles and trends.
• Support audits and reviews of credit risk practices.
• Perform detailed credit assessments of customers, suppliers, and trading counterparties.
• Analyze financial statements, payment history, market intelligence, and risk indicators.
• Prepare credit proposals and recommendations for internal approvals.
• Manage end-to-end counterparty onboarding and credit approval.
• Maintain and review approved credit limits with timely renewals.
• Monitor daily exposures, receivables, and prepayments against limits.
• Identify and track limit breaches and exceptions.
• Support overdue receivables management with finance teams.
• Assist with credit-insured receivables programs, including reporting.
• Submit spot credit approval requests for urgent opportunities.
• Maintain and update approved counterparty databases in risk systems.
• Produce daily, weekly, and monthly exposure and credit risk reports.
• Extract, reconcile, and analyze data from ERP, ETRM, and internal systems.
• Investigate discrepancies and improve data accuracy.
• Support supplier credit arrangements and onboarding negotiations.
• Reconcile supplier exposures and communicate capacity to stakeholders.
• Drive reporting automation to improve efficiency.
• Develop risk reporting tools, dashboards, and controls.
• Partner with IT on system improvements and data quality initiatives.
• Work with trading, finance, legal, compliance, treasury, and risk teams across locations.
• Support implementation of robust credit risk processes and governance.
• Provide timely risk insights to support business decisions.

Conoscenze

Credit risk

Financial statement analysis

Risk reporting

Data analysis

Stakeholder collaboration

Strumenti

ERP systems

ETRM systems

Descrizione del lavoro

Yello, a UAE-based commodities trading client, seeks a credit risk professional to oversee counterparty risk exposures and lead assessments. You will develop risk policies, ensure regulatory compliance, and provide management with timely risk insights across trading operations in multiple locations.

The role involves onboarding, limit maintenance, reporting, and collaboration with finance, IT, and trading teams to strengthen governance and automate risk processes.