Structured Credit Specialist - Private Wealth

FNB South Africa; Bellville; On-site; ZAR 700,000 - 1,200,000; Full time

Job summary

FNB South Africa, within Private Credit, seeks a Structured Credit Specialist to support a portfolio of HNW/UHNW clients. You will attend client meetings with the lending advisory team, analyse client wealth and balance sheets, and identify lending opportunities.

Your role includes structuring deals, preparing credit papers, and communicating outcomes to clients and committees. The position emphasizes prudent risk management, collaboration across the group, and delivering high standards of

Qualifications

• Strong understanding of credit risk assessment required.
• Ability to model cash flows for debt service and forecast scenarios.
• Experience with deal structuring and covenant construction.

Responsibilities

• Support and manage a portfolio of HNW & UHNW clients.
• Attend client meetings with lending advisory team.
• Understand client wealth creation strategy and lending opportunities.
• Structure deals and compile credit papers for approval.
• Explain credit outcomes and covenants to clients and internal stakeholders.

Skills

Credit risk assessment

Cash flow modelling

Deal structuring

Client relationship management

Financial statement analysis

Education

BCom Finance / Accounting (CA advantageous)

1-3 years credit experience

Job description

FNB South Africa, within Private Credit, seeks a Structured Credit Specialist to support a portfolio of HNW/UHNW clients. You will attend client meetings with the lending advisory team, analyse client wealth and balance sheets, and identify lending opportunities.

Your role includes structuring deals, preparing credit papers, and communicating outcomes to clients and committees. The position emphasizes prudent risk management, collaboration across the group, and delivering high standards of