Strategic Finance Leader — Payments & Analytics

Flash Group; Wes-Kaap; On-site; ZAR 1,200,000 - 1,800,000; Full time

Job summary

Flash is seeking a senior financial analyst to lead divisional financial analysis, commercial modelling, and strategic planning across its payments and value-added services portfolio in the Western Cape. The role translates complex commercial structures into actionable insights to drive revenue growth and margin optimisation.

You will coach a team of analysts and collaborate with product, operations, and technology to ensure accurate financial control and executive-level decision support.

Qualifications

• CA(SA) or equivalent professional accounting qualification.
• Bachelor of Accounting Honours degree (or equivalent).
• 7+ years post-articles experience in financial analysis, commercial finance, or a related field.
• Minimum 2 years’ experience managing or mentoring junior analysts.
• Demonstrable experience in payments, fintech, or digital services industries (preferred).
• Working knowledge of databases for large-scale data analysis.
• Experience with Power BI or equivalent data visualisation tools (preferred).

Responsibilities

• Lead the division’s annual budgeting, forecasting, and three-year strategic planning process in collaboration with divisional management, continuously monitoring performance against targets and reforecasting as required.
• Determine, negotiate, and manage downstream commercial structures and settlement terms for partners.
• Evaluate and structure upstream commercial terms for new product and service acquisitions.
• Conduct granular commercial agreement modelling, breaking down complex multi-party arrangements into component-level economics to analyse and optimise terms, margins, and profitability.
• Prepare and present investment cases, product viability assessments, and cost-benefit analyses to the Director and Executive Team, supporting strategic decision-making on new initiatives and partnerships.
• Build and maintain performance dashboards and KPI frameworks, ensuring accuracy and integrity of divisional data, and translating analytical insights into actionable recommendations for management.
• Manage and develop a team of financial analysts, providing coaching, performance oversight, and career development support to build analytical capability within the division.
• Collaborate with product, operations, and technology stakeholders to assess product feasibility, design system-based financial controls, and ensure commercial outcomes are reflected accurately in transaction flows.
• Identify and drive opportunities for efficiency improvements and bottom-line enhancement across the division, proactively seeking commercial optimisation levers.
• Oversee divisional risk management in collaboration with the Group risk function, including identification, assessment, and mitigation of financial and operational risks.

Skills

Financial modelling

Excel skills

Margin economics

SQL

Payments infra

Power BI

SA payments ecosystem

Education

Bachelor of Accounting Honours degree

Job description

Flash is seeking a senior financial analyst to lead divisional financial analysis, commercial modelling, and strategic planning across its payments and value-added services portfolio in the Western Cape. The role translates complex commercial structures into actionable insights to drive revenue growth and margin optimisation.

You will coach a team of analysts and collaborate with product, operations, and technology to ensure accurate financial control and executive-level decision support.