Specialist: Anti-Money Laundering

Capitec Bank Ltd.; Sandton; Sur place; ZAR 900 000 - 1 300 000; Plein temps

Résumé du poste

Capitec Bank is seeking a Risk, Control and Process Specialist to partner with the Head of Financial Crime and senior stakeholders. You will design and optimise end-to-end controls, perform risk assessments, and drive improvements across AML, sanctions, fraud and regulatory reporting.

The role requires strong process engineering, governance knowledge and excellent stakeholder management to embed a data-driven control environment across the Financial Crime value chain.

Qualifications

• Proven experience in risk management, control design and control effectiveness reviews.
• Strong process engineering and business process improvement experience, including process mapping and optimisation.
• Experience with governance, risk and compliance principles in banking or financial services.

Responsabilités

• Leading the design and optimisation of end-to-end Financial Crime processes and control frameworks.
• Performing risk and control assessments across Financial Crime activities, identifying weaknesses, gaps and opportunities for improvement.
• Applying process engineering methodologies to simplify, automate and strengthen operational processes and hand-offs; supporting the design, implementation and monitoring of critical controls and key risk indicators.
• Developing and maintaining control libraries, process maps, procedures and governance documentation.
• Analysing operational performance, identifying root causes of issues and driving sustainable improvements.
• Facilitating control effectiveness reviews and monitoring activities across first-line Financial Crime operations; identifying, escalating and tracking key risks, control failures and regulatory issues.
• Supporting the development of management information, dashboards and reporting for Executive, Board and regulatory stakeholders.
• Driving continuous improvement initiatives across Financial Crime functions including AML, sanctions, fraud, screening and regulatory reporting; partnering with Risk, Compliance, Internal Audit, Technology and Operations teams to embed strong control practices.
• Supporting remediation programmes and ensuring actions are effectively implemented and monitored to closure.

Connaissances

Risk management

Control design

Process engineering

Governance

Regulatory compliance

Continuous improvement

Automation

Workflow optimization

Operational excellence

Stakeholder management

Formation

Bachelor's degree in Commerce, Risk Management, Finance, Industrial Engineering, Business Process Management, Internal Audit or a related field

Description du poste

We're on the lookout for energetic, self-motivated individuals who share our passion for service in the banking industry. To be part of the journey, follow the steps below:

Role overview:

In this strategic role, you will partner closely with the Head of Financial Crime and senior stakeholders across the business to design, assess and optimise end-to-end financial crime processes, controls, governance and performance frameworks.

You will bring together risk management, process engineering, control design and regulatory compliance expertise to ensure that Financial Crime operates effectively, efficiently and in line with regulatory requirements and business objectives.

The role is responsible for identifying opportunities to improve controls, eliminate process inefficiencies, strengthen risk management practices and enhance operational performance across the Financial Crime value chain.

As a Risk, Control and Process Specialist, your primary responsibilities will include:

• Leading the design and optimisation of end-to-end Financial Crime processes and control frameworks.
• Performing risk and control assessments across Financial Crime activities, identifying weaknesses, gaps and opportunities for improvement.
• Applying process engineering methodologies to simplify, automate and strengthen operational processes and hand-offs.Supporting the design, implementation and monitoring of critical controls and key risk indicators.
• Developing and maintaining control libraries, process maps, procedures and governance documentation.
• Analysing operational performance, identifying root causes of issues and driving sustainable improvements.
• Facilitating control effectiveness reviews and monitoring activities across first-line Financial Crime operations.Identifying, escalating and tracking key risks, control failures, process breakdowns and regulatory compliance issues.
• Supporting the development of management information, dashboards and reporting for Executive, Board and regulatory stakeholders.
• Driving continuous improvement initiatives across Financial Crime functions, including AML, sanctions, fraud, screening and regulatory reporting.Partnering with Risk, Compliance, Internal Audit, Technology and Operations teams to embed strong control and governance practices.
• Supporting remediation programmes and ensuring actions are effectively implemented and monitored to closure.

The ideal candidate will have:

• Bachelor's Degree in Commerce, Risk Management, Finance, Industrial Engineering, Business Process Management, Internal Audit or a related field.
• Relevant professional qualification or certification in Risk Management, Internal Audit, Compliance, Process Engineering or Continuous Improvement.
• Proven experience in risk management, control design and control effectiveness reviews.Strong process engineering and business process improvement experience, including process mapping and optimisation.Experience performing risk and control assessments within a financial services or banking environment.Sound understanding of governance, risk and compliance principles.
• Strong knowledge of AML/CFT, sanctions, fraud risk management or broader financial crime disciplines.
• Experience designing and implementing operational performance measures, KRIs and management reporting.
• Proven analytical and problem-solving skills with the ability to identify root causes and develop sustainable solutions.
• Strong stakeholder management and facilitation skills.Excellent report writing, presentation and communication skills.Experience with automation, workflow optimisation and operational excellence practices would be advantageous.

Key Success Factors

• Deep expertise in risk, controls and compliance.
• Strong process engineering and continuous improvement capability.
• Ability to translate regulatory requirements into effective business processes and controls.
• Strong commercial awareness and operational mindset.
• Ability to influence senior stakeholders and drive change across multiple business areas.
• Passion for building a mature, effective and data-driven Financial Crime control environment.

Capitec is committed to diversity, applications to this position will strictly be considered in support of our employment equity goals.

Capitec Bank is an authorised financial services provider (FSP 46669) and registered credit provider (NCRCP13). Capitec Bank Limited Reg. No: 1980/003695/06