Financial Crime Risk & Process Optimization Specialist

Capitec Bank Ltd.; Sandton; On-site; ZAR 900,000 - 1,300,000; Full time

Job summary

Capitec Bank is seeking a Risk, Control and Process Specialist to partner with the Head of Financial Crime and senior stakeholders. You will design and optimise end-to-end controls, perform risk assessments, and drive improvements across AML, sanctions, fraud and regulatory reporting.

The role requires strong process engineering, governance knowledge and excellent stakeholder management to embed a data-driven control environment across the Financial Crime value chain.

Qualifications

• Proven experience in risk management, control design and control effectiveness reviews.
• Strong process engineering and business process improvement experience, including process mapping and optimisation.
• Experience with governance, risk and compliance principles in banking or financial services.

Responsibilities

• Leading the design and optimisation of end-to-end Financial Crime processes and control frameworks.
• Performing risk and control assessments across Financial Crime activities, identifying weaknesses, gaps and opportunities for improvement.
• Applying process engineering methodologies to simplify, automate and strengthen operational processes and hand-offs; supporting the design, implementation and monitoring of critical controls and key risk indicators.
• Developing and maintaining control libraries, process maps, procedures and governance documentation.
• Analysing operational performance, identifying root causes of issues and driving sustainable improvements.
• Facilitating control effectiveness reviews and monitoring activities across first-line Financial Crime operations; identifying, escalating and tracking key risks, control failures and regulatory issues.
• Supporting the development of management information, dashboards and reporting for Executive, Board and regulatory stakeholders.
• Driving continuous improvement initiatives across Financial Crime functions including AML, sanctions, fraud, screening and regulatory reporting; partnering with Risk, Compliance, Internal Audit, Technology and Operations teams to embed strong control practices.
• Supporting remediation programmes and ensuring actions are effectively implemented and monitored to closure.

Skills

Risk management

Control design

Process engineering

Governance

Regulatory compliance

Continuous improvement

Automation

Workflow optimization

Operational excellence

Stakeholder management

Education

Bachelor's degree in Commerce, Risk Management, Finance, Industrial Engineering, Business Process Management, Internal Audit or a related field

Job description

Capitec Bank is seeking a Risk, Control and Process Specialist to partner with the Head of Financial Crime and senior stakeholders. You will design and optimise end-to-end controls, perform risk assessments, and drive improvements across AML, sanctions, fraud and regulatory reporting.

The role requires strong process engineering, governance knowledge and excellent stakeholder management to embed a data-driven control environment across the Financial Crime value chain.