Forensic Investigator III

Capitec Bank Ltd.; Stellenbosch; On-site; ZAR 900,000 - 1,200,000; Full time

Job summary

Capitec Bank Ltd. is seeking a seasoned forensic specialist to lead end-to-end investigations of complex financial crime within our Fusion Centre in Stellenbosch. You will map modus operandi, gather evidence and initiate criminal cases while driving standards and reporting to executives.

You will identify control gaps, implement practical preventative measures, mentor staff and build strong relationships with law enforcement and industry stakeholders to secure outcomes.

Qualifications

• At least 6 years' experience as a specialist investigator or forensic auditor.
• At least 6 years in banking crime investigation.
• A relevant degree in Law or Finance.
• Solid grounding in investigation methods and the intelligence process.
• Familiarity with the South African banking industry.
• Strong written and verbal communication — you can write a detailed forensic report and share your findings confidently with internal and external stakeholders.
• Some people management or team leadership experience (advantageous).
• Computer literacy in MS Word, MS Excel and MS Outlook.
• A genuine commitment to developing people and raising the standard of the team around you.

Responsibilities

• Lead end-to-end investigations into complex fraud, from planning objectives and mapping the modus operandi through to evidence gathering, forensic reporting and criminal case initiation.
• Identify control gaps and recommend practical preventative measures that stop losses before they grow.
• Set investigation standards for the team, review work quality and ensure every case is handled consistently and thoroughly.
• Provide executive-level reporting on fraud trends, actions taken and recommended changes to policy and process.
• Build and maintain working relationships with law enforcement and industry stakeholders to see cases through to outcome.
• Mentor and develop team members, coaching them on methods, frameworks and best practice so the team gets better every day.

Skills

Forensic investigations

Banking crime investigation

Communication skills

Team leadership

Investigation methods

Education

Law or Finance degree

Tools

MS Word

MS Excel

MS Outlook

Job description

Purpose Statement

Financial crime doesn't stand still. Syndicates are getting smarter, fraud patterns are getting broader, and the complexity of cases we deal with keeps growing. We need a seasoned forensic specialist to lead complex investigations across our Fusion Centre

About our Fusion Centre

Our Fusion Centre is a specialist Intelligence unit that investigates financial crime across three major areas: credit-related fraud (including syndicated loan fraud using fraudulent documents), insurance fraud and core banking scams, covering everything from investment fraud and Ponzi schemes to money laundering and deposit scams. We work across both personal and business banking, which means the variety of cases is real and the complexity is constant.

What you'll do

• Lead end-to-end investigations into complex fraud, from planning objectives and mapping the modus operandi through to evidence gathering, forensic reporting and criminal case initiation
• Identify control gaps and recommend practical preventative measures that stop losses before they grow
• Set investigation standards for the team, review work quality and ensure every case is handled consistently and thoroughly
• Provide executive-level reporting on fraud trends, actions taken and recommended changes to policy and process
• Build and maintain working relationships with law enforcement and industry stakeholders to see cases through to outcome
• Mentor and develop team members, coaching them on methods, frameworks and best practice so the team gets better every day

What we're looking for

• At least 6 years' experience as a specialist investigator or forensic auditor
• At least 6 years in banking crime investigation (strongly preferred)
• A relevant degree in Law or Finance
• Solid grounding in investigation methods and the intelligence process
• Familiarity with the South African banking industry
• The ability to absorb unstructured, ambiguous information and translate it into clear, structured findings quickly
• Strong written and verbal communication — you can write a detailed forensic report and share your findings confidently with internal and external stakeholders
• Organised and conscientious — you keep track of a lot, and nothing slips
• Some people management or team leadership experience (advantageous)
• Computer literacy in MS Word, MS Excel and MS Outlook
• A genuine commitment to developing people and raising the standard of the team around you

Conditions of Employment

• Clear criminal and credit record

Capitec is committed to diversity, applications to this position will strictly be considered in support of our employment equity goals.

Capitec Bank is an authorised financial services provider (FSP 46669) and registered credit provider (NCRCP13). Capitec Bank Limited Reg. No: 1980/003695/06