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Capitec Ltd in Stellenbosch is seeking a senior backend engineer to lead architectural decisions for our emerging markets platform. You will own selected back-end domains and design complex, scalable systems using Java and Spring Boot, Kafka and PostgreSQL, deployed on AWS with Terraform.
You will mentor the team, engage with senior stakeholders, and drive technology choices that move the platform forward. The role values ownership, ambiguity tolerance and practical delivery in a fast-growing
Build banking for the businesses South Africa forgot. This space is still being shaped. You'd help shape it.
Most engineering roles ask you to build on what's already decided. This one asks you to help decide what gets built.
We need a senior engineer who leads technical initiatives, designs complex systems and drives architectural decisions – in a space that is still emerging. The team is building banking services for entrepreneurs, small businesses and side-hustlers who haven't had suitable products before. The engineering you do here has a direct line to real economic change for people who have been underserved for too long.
If you thrive on ownership, ambiguity and direct business exposure – read on.
You're not looking for a role where the decisions are already made and you're just there to execute. You want ownership, exposure and the chance to build something that matters. Here's what we offer.
The team operates with substantial engineering independence. You'll shape how requirements are designed, challenge assumptions, engage stakeholders directly and make technical decisions that stick. You'll have real influence over technical direction and the ability to evaluate and introduce new technologies – not just inherit someone else's choices.
This team is building banking for South African entrepreneurs, small businesses and informal traders who haven't had the right products until now. The integrations and payment infrastructure you build will create real economic access for people who need it. That's not a value statement – it's the brief.
The emerging markets team is intentionally lean. Your work will be seen, your decisions will matter and your leadership will be felt by the people working alongside you.
The team actively uses AI tooling to amplify what engineers can do. You'll work in an environment that treats AI as a practical productivity multiplier, not a future concept.
We believe in investing in the growth and development of our people and proactively encourage continuous learning and development. We have a high internal promotion rate; if you are a self-starter who takes initiative and is motivated to be the best you can be the opportunities for growth are endless.
We welcome diverse thinking, promote a learning environment, and encourage each team member to use the available opportunities to grow and unlock their potential. We value humility, informality and entrepreneurial spirit. No politics. No suits. No micromanagement.
You can be based at either of our head offices in Cape Town or Johannesburg, with a hybrid schedule of up to three days in the office.