Senior Premium Banking Relationship Manager

Standardbankgroup; Cape Town; On-site; ZAR 1,000,000 - 1,800,000; Full time

Job summary

Standard Bank Group in Cape Town seeks a Senior Relationship Manager for Premium Business Segment, to own and grow a portfolio of high-value clients. You will act as trusted advisor, conduct site visits, and tailor financial solutions to client growth needs.

The role requires extensive credit analysis, end-to-end credit process management, and strong relationship-building across agricultural and commercial banking segments.

Qualifications

• Minimum 7 years' experience in Financial Management.
• Minimum 7 years' experience in Financial Accounting.
• Minimum 7 years' experience in Management Accounting.
• Minimum 7 years' experience in Relationship Management.
• Minimum 7 years' experience as a Credit Analyst.
• Minimum 7 years' experience as Financial Analyst within Business Banking.
• Minimum 7 years' experience as Agric Specialist or Agric Economist.
• Minimum 7 years' experience with Agriculture knowledge and experience.

Responsibilities

• Act as a trusted advisor by developing a deep understanding of clients' businesses through regular interaction at their places of business.
• Provide a central advisory role to clients and motivate and process credit applications timeously.
• Grow and retain a portfolio of high-value Premium Business Segment relationships through a proactive, mobile and value-adding financial partnership role.
• Develop a deep understanding of customers' businesses through regular interaction, including site visits.
• Provide customised financial solutions tailored to clients' growth needs and potential.
• Optimise client profitability and value to the bank through effective relationship management and accurate assessment of clients' current and future financial positions.
• Ensure client satisfaction through needs analysis and solution-driven outcomes.
• Use client value chain analysis to understand customer needs and deploy appropriate banking and financial solutions.
• Conduct complex financial analysis of annual financial statements, management accounts and cash-flow projections.
• Write and motivate agricultural and business finance applications and successfully present cases to business and credit lending committees.
• Manage the end-to-end credit process, including collateral, monitoring and annual reviews of clients with credit facilities.
• Build trust, credibility and confidence with Agricultural and Business clients.

Skills

Financial analysis

Credit assessment

Relationship management

Client advisory

Agricultural knowledge

Commercial acumen

Negotiation

Education

B.Com (Management Accounting)

B.Com (Accounting)

B.Com (Agricultural Economics)

BSc (Agricultural Economics)

Honours degree

SAICA Articles / CA(SA)

CIMA Qualified / ACMA (CGMA)

Tools

SAICA

Job description

Standard Bank Group in Cape Town seeks a Senior Relationship Manager for Premium Business Segment, to own and grow a portfolio of high-value clients. You will act as trusted advisor, conduct site visits, and tailor financial solutions to client growth needs.

The role requires extensive credit analysis, end-to-end credit process management, and strong relationship-building across agricultural and commercial banking segments.