Senior Financial Advisor - Insurance Specialist

Placements24; Bloemfontein; On-site; ZAR 420,000 - 620,000; Full time

Benefits offered by this job

Commission-based pay

Medical aid

Pension fund

Training & development opportunities

Job summary

Placements24 in Bloemfontein seeks a Senior Financial Advisor specializing in insurance solutions to deliver expert financial planning and client-centric insurance services. You will assess clients’ needs, recommend suitable products and build lasting relationships with diverse clients.

The ideal candidate has a minimum of 4 years’ experience, full FAIS accreditation, and a proven sales track record. Office-based role with emphasis on ethical practice and regulatory compliance.

Qualifications

• Relevant tertiary qualification (e.g., BCom or diploma) and regulatory examinations (RE1 and RE5).
• Minimum 4 years' experience as a Financial Advisor with focus on insurance/investment products.
• Full FAIS accreditation (RE1) and proven competency.
• Proven track record in meeting/exceeding sales targets.
• Excellent understanding of insurance products and financial markets.
• Strong analytical and problem-solving skills.
• Exceptional communication and interpersonal skills.
• Client-centric approach and ethical financial practice.

Responsibilities

• Conduct comprehensive financial needs analyses for clients, focusing on insurance and investment planning.
• Develop and present personalized financial plans and insurance strategies tailored to client objectives.
• Advise clients on a range of insurance products including life cover, disability, and investment-linked policies.
• Build and maintain a strong client portfolio through proactive engagement and relationship management.
• Stay up-to-date with market trends, regulations, and new insurance products.
• Ensure compliance with FAIS and FICA in client interactions and documentation.
• Achieve and exceed individual sales targets for insurance and related financial products.
• Provide ongoing support and reviews for existing clients and adapt plans as circumstances change.
• Collaborate with internal specialists and management to ensure optimal client outcomes.
• Uphold high ethical standards in all dealings.

Skills

Regulatory compliance

Sales targets

Communication skills

Independent work

Analytical mindset

Education

BCom or relevant diploma

FAIS RE1

FAIS RE5

Tools

MS Office

Financial planning software

Job description

About the Role

Our client is looking for a dedicated and experienced Senior Financial Advisor specializing in insurance solutions to join their established branch in Bloemfontein, Free State . This role is critical in providing expert financial advice and personalized insurance planning services to a diverse clientele. You will be responsible for assessing clients' financial needs, recommending suitable insurance products (life, investment-linked, short-term), and fostering long-term client relationships built on trust and expertise. The ideal candidate is a motivated self-starter with a passion for helping individuals achieve their financial security goals. This is an office-based position requiring strong interpersonal skills and a commitment to ethical financial practice.

Key Responsibilities

• Conduct comprehensive financial needs analyses for clients, focusing on insurance and investment planning.
• Develop and present personalized financial plans and insurance strategies tailored to client objectives.
• Advise clients on a range of insurance products, including life cover, disability, critical illness, and investment-linked policies.
• Build and maintain a strong client portfolio through proactive engagement and relationship management.
• Stay up-to-date with market trends, financial regulations, and new insurance products.
• Ensure compliance with all regulatory requirements, including FAIS and FICA, in client interactions and documentation.
• Achieve and exceed individual sales targets for insurance and related financial products.
• Provide ongoing support and reviews for existing clients, adapting plans as their circumstances change.
• Collaborate with internal specialists and management to ensure optimal client outcomes.
• Uphold the highest ethical standards in all professional dealings.

Requirements

• Relevant tertiary qualification (e.g., BCom, relevant diploma) and regulatory examinations (RE 1 and RE 5).
• A minimum of 4 years' experience as a Financial Advisor, with a strong focus on insurance and investment products.
• Full FAIS accreditation (RE 1) and proven competency.
• Demonstrated success in meeting and exceeding sales targets.
• Excellent understanding of insurance products, financial markets, and investment principles.
• Strong analytical and problem-solving skills.
• Exceptional communication, interpersonal, and presentation skills.
• Client-centric approach with a passion for financial planning.
• Ability to work independently and manage time effectively.
• Proficiency in financial planning software and MS Office.

Benefits

• Our client offers a competitive basic salary plus an attractive commission structure, providing significant earning potential.
• Comprehensive benefits include medical aid, a pension fund, and extensive training and development opportunities to enhance your skills and career progression.