Senior Digital Lending & Credit Risk Leader

Lendgo; South Africa; Presencial; ZAR 900.000 - 1.800.000; Jornada completa

Descripción de la vacante

LendGo, a South African digital micro-lending fintech, seeks a Senior Loan Officer with a proven track record in building profitable loan books and managing risk. You will shape underwriting and portfolio strategies for rapid growth.

Join a fast-paced launch team focused on AI-driven credit models, fraud prevention, and compliant lending. You will lead with data to optimize collections, control losses, and scale a responsible loan portfolio.

Formación

• 8+ years in lending, credit risk, or digital finance.
• Proven ability to grow a loan book in fintech or microfinance.
• Experience with consumer, SME lending, or unsecured credit.
• Strong knowledge of SA credit regulations and bureaus.

Responsabilidades

• Build and scale a profitable loan portfolio.
• Develop growth, profitability, and risk-balanced lending strategies.
• Monitor portfolio performance and implement corrective actions.
• Lead customer acquisition and retention via digital channels.

Conocimientos

Loan portfolio management

Credit risk management

Fraud prevention

Regulatory compliance

Leadership

Data-driven decision making

Educación

Bachelor's degree in Finance, Economics, Statistics

Descripción del empleo

LendGo, a South African digital micro-lending fintech, seeks a Senior Loan Officer with a proven track record in building profitable loan books and managing risk. You will shape underwriting and portfolio strategies for rapid growth.

Join a fast-paced launch team focused on AI-driven credit models, fraud prevention, and compliant lending. You will lead with data to optimize collections, control losses, and scale a responsible loan portfolio.