Graduate Internship: Credit Risk, Data Analytics & Ops

Lendgo; South Africa; Presencial; ZAR 89.000 - 134.000; Jornada completa

Descripción de la vacante

LendGo is offering a graduate internship in credit risk, data analytics and operations in South Africa. You will gain hands-on experience across credit decisioning, data analytics and lending operations while working with the leadership team.

The role emphasizes data-driven analysis, process improvement and growth mindset. The internship targets recent graduates seeking practical fintech exposure and long-term opportunities.

Formación

• Recent graduates/entry-level candidates welcomed.
• Strong analytical ability with comfort working with numbers and data.
• Excellent written and verbal communication skills.
• Access to reliable internet and a conducive working environment.
• Dependable, punctual and able to meet commitments.

Responsabilidades

• Analyze loan applications, credit bureau reports and bank statements to assess affordability and repayment risk.
• Support development and improvement of data-driven credit approval rules.
• Identify patterns that distinguish reliable borrowers from high-risk applicants.
• Challenge lending practices and recommend improvements supported by evidence.
• Analyze loan performance, repayment trends, arrears and collections.
• Maintain operational reports and dashboards.
• Identify trends, risks and opportunities within the loan portfolio.
• Use Excel and other analytical tools to turn raw data into actionable insights.
• Monitor loan repayments and identify early warning signs of default.
• Analyze reasons for missed payments and suggest improvements to collections.
• Evaluate the effectiveness of lending policies and processes.

Conocimientos

Analytical ability

Excel

Communication skills

Reliability

Educación

LLB, Credit Risk, Finance, Economics, Statistics or related degree

Herramientas

Excel

Descripción del empleo

LendGo is offering a graduate internship in credit risk, data analytics and operations in South Africa. You will gain hands-on experience across credit decisioning, data analytics and lending operations while working with the leadership team.

The role emphasizes data-driven analysis, process improvement and growth mindset. The internship targets recent graduates seeking practical fintech exposure and long-term opportunities.