Senior Credit Risk Manager – Lending Decisions & Policy

Nedbank; Sandton; On-site; ZAR 900,000 - 1,200,000; Full time

Job summary

Nedbank is seeking a seasoned Credit Risk professional in Sandton to evaluate client information and assess serviceability for credit applications. The role involves approving funding per policy, providing risk advisory services, and driving process improvements within Nedbank's risk framework.

Candidates should have at least 5 years of practical credit experience, relevant advanced qualifications, and professional certifications (CA, MBA, CFA, CIMA).

Qualifications

• 5 years practical credit experience
• Essential Qualifications - NQF Level: Advanced Diplomas/National 1st Degrees
• Essential Certifications: Chartered Accountant, Masters in Business Administration, CFA, CIMA

Responsibilities

• Validate client and supporting information by assessing the contents of the documents
• Analyse credit applications by assessing serviceability of the funding applied for
• Approve funding by making decision based on the credit policy guideline in conjunction with Nedbank strategy
• Suggest alternative funding solutions by making recommendations based on the policy and analysis when declined
• Build and maintain effective working relationships by providing a range of credit risk management advisory services
• Manage client expectations by operating within SLA and parameters
• Enhance processes and procedures by recommending and submitting changes
• Adapt to changes in legislation by inputting to redesigning credit processes and systems
• Ensure processes are actioned within mandated signatories
• Manage daily activities of direct reports and coaching
• Support business strategy and Nedbank values by aligning systems and services
• Share knowledge and industry trends with team and stakeholders
• Identify training and career progression opportunities
• Ensure personal development activities are completed on time
• Contribute to transformation goals through Nedbank culture initiatives
• Participate in corporate responsibility initiatives
• Seek opportunities to improve processes and add value to Nedbank

Skills

Credit risk management

Banking knowledge

Data analysis

Governance, risk and controls

Decision making

Project management

Education

Advanced Diplomas/National 1st Degrees

Job description

Nedbank is seeking a seasoned Credit Risk professional in Sandton to evaluate client information and assess serviceability for credit applications. The role involves approving funding per policy, providing risk advisory services, and driving process improvements within Nedbank's risk framework.

Candidates should have at least 5 years of practical credit experience, relevant advanced qualifications, and professional certifications (CA, MBA, CFA, CIMA).