Manager: Credit

Nedbank; Johannesburg; On-site; ZAR 900,000 - 1,800,000; Full time

Job summary

Nedbank in Sandton is seeking an experienced credit professional to assess and approve funding requests, ensuring serviceability and policy compliance. The role involves risk assessment, advisory support, and process improvement within Nedbank’s governance framework.

The position requires strong credit experience, regulatory awareness, and the ability to build client relationships while meeting SLA targets. It is based on-site in Sandton with potential for growth within the credit risk team.

Qualifications

• Advanced diplomas or national 1st degrees are required.
• Certifications listed include Chartered Accountant, MBA, CFA, CIMA.
• 5 years of practical credit experience required.

Responsibilities

• Validate client and supporting information by assessing documents.
• Analyse credit applications by assessing serviceability of the funding requested.
• Approve funding by decision based on policy guidelines and analysis.
• Suggest alternative funding solutions by making recommendations where declined.
• Build and maintain effective working relationships by providing credit risk advisory services.
• Manage client expectations within SLA and mandated signatories.
• Contribute to process and policy improvements by submitting recommendations.
• Adapt to legislative changes by contributing to redesign of credit processes and systems.

Skills

Banking knowledge

Data analysis

Governance, Risk & Controls

Communication strategies

Industry trends

Education

Advanced Diplomas/National 1st Degrees

Tools

Chartered Accountant CFA CFA

Job description

Job Purpose

To recommend and or grant credit in order to place quality assets on to the book and continued risk management across Nedbank.

Job Req

147890

Closing Date

28 September 2026

Location

Sandton

Job Purpose

To recommend and or grant credit in order to place quality assets on to the book and continued risk management across Nedbank.

Job Responsibilities

• Validate client and supporting information by assessing the contents of the documents.
• Analyse credit applications by assessing serviceability of the funding applied for.
• Approve funding by making decision based on the credit policy guideline in conjunction with relevant Nedbank strategy and the analysis based on the information provided.
• Suggest alternative funding solutions by making recommendations based on the credit policy guideline and the analysis based on the information provided where declined.
• Build and maintain effective working relationships by providing a range of specialized credit risk management advisory services.
• Manage client expectations by operating within the specified parameters and Service Level Agreements (SLA).
• Enhance processes, policies and procedures by recommending and making submissions to the relevant parties.
• Adapt to changes in Legislation by providing input to redesigning credit processes and systems where applicable.
• Ensure processes are actioned within mandated signatories by checking and confirming the sign off.
• Manage daily activities of direct reports by monitoring the staff output.
• Manage performance and build the intellectual capital of the team by conducting on the job training, counselling and coaching.
• Support the achievement of the business strategy, objectives and values by reviewing Nedbank and Business Unit Plan and ensuring delivered systems, process, services and solutions are aligned.
• Identify training courses and career progression for self through input and feedback from management.
• Ensure all personal development plan activities are completed within specified timeframe.
• Share knowledge and industry trends with team and stakeholders during formal and informal interaction.
• Obtain buy-in for developing new and/or enhanced processes (e.g. operational processes) that will improve the functioning of stakeholders' businesses by highlighting benefits in support of the implementation of recommendations.
• Contribute to a culture conducive to the achievement of transformation goals by participating in Nedbank Culture building initiatives (e.g. staff surveys etc).
• Participate and support corporate responsibility initiatives for the achievement of business strategy.
• Seek opportunities to improve business processes and systems by identifying and recommending effective ways to operate and adding value to Nedbank.

Essential Qualifications - NQF Level

• Advanced Diplomas/National 1st Degrees

Essential Certifications

• Chartered Accountant Masters in Business Administration CFA CIMA

Minimum Experience Level

• 5 years practical Credit experience

Technical / Professional Knowledge

• Banking knowledge
• Banking procedures
• Business Acumen
• Communication Strategies
• Data analysis
• Governance, Risk and Controls
• Industry trends
• Nedbank policies and procedures
• Principles of financial management
• Principles of project management

Behavioural Competencies

• Communication
• Customer Focus
• Decision Making
• Work Standards
• Managing Work
• Technical/Professional Knowledge and Skills