Senior Credit Risk Leader – On‑Site in Rustenburg

Placements24; Randfontein; Remote; ZAR 1,200,000 - 1,800,000; Full time

Benefits offered by this job

Competitive salary

Performance bonuses

Comprehensive benefits

Job summary

Placements24 in Rustenburg, North West, ZA, seeks an experienced Credit Risk Manager to lead the credit risk framework and manage the lending portfolio. This on-site role requires full-time presence to develop and oversee risk policies, model development, and regulatory compliance.

The ideal candidate will have 7+ years in credit risk, strong analytical skills, and proven leadership to guide a team of analysts in a Banking & Finance context.

Qualifications

• Bachelor's degree in Finance, Economics, Statistics, or related quantitative field.
• Minimum of 7 years in credit risk management within Banking & Finance.
• Strong understanding of credit risk modeling, financial statement analysis, and Basel regulatory frameworks.
• Proven ability to manage a significant credit portfolio and make informed risk decisions.
• Excellent analytical, problem-solving, and decision-making skills.
• Strong leadership and team management capabilities.

Responsibilities

• Develop and implement robust credit risk policies and procedures.
• Assess and monitor the creditworthiness of corporate and individual borrowers.
• Analyze financial statements, credit reports, and market data to evaluate risk exposure.
• Manage and optimize the credit portfolio, ensuring compliance with risk appetite.
• Develop and maintain credit scoring models and risk rating systems.
• Monitor economic and industry trends impacting credit risk.
• Report on credit risk metrics and portfolio performance to senior management.
• Lead and mentor a team of credit analysts.
• Ensure compliance with banking regulations and internal controls.

Skills

Credit risk management

Regulatory knowledge

Financial statement analysis

Leadership

Education

Bachelor's degree in Finance/Economics/Statistics

Master's degree or PRM/FRM advantageous

Tools

Risk management software

Job description

Placements24 in Rustenburg, North West, ZA, seeks an experienced Credit Risk Manager to lead the credit risk framework and manage the lending portfolio. This on-site role requires full-time presence to develop and oversee risk policies, model development, and regulatory compliance.

The ideal candidate will have 7+ years in credit risk, strong analytical skills, and proven leadership to guide a team of analysts in a Banking & Finance context.