Senior Credit Risk Analyst & Team Leader

Boardroom Appointments; Sandton; On-site; ZAR 900,000 - 1,200,000; Full time

Job summary

Boardroom Appointments in Sandton seeks an experienced Senior Credit Risk Analyst to lead a small team and drive credit risk reviews and approvals. You will manage limits, LGD inputs, and risk mitigation aligned with the company’s risk philosophy.

The role requires a minimum of six years in credit risk analysis within retail or banking, with strong data interpretation skills and the ability to communicate complex findings to senior stakeholders.

Qualifications

• Ideally a bachelor's degree in Finance, Economics or related field, or CA (SA) or CFA.
• Ability to query, interpret, and present complex data clearly to support decision-making.
• Minimum 6 years experience in credit risk analysis in the retail/banking environment with knowledge across the credit lifecycle.
• Proven experience of successfully managing a team of credit analysts.

Responsibilities

• Conduct credit reviews and credit approvals.
• Manage the customer database and provide input regarding limits, ratings, LGD.
• Suggest risk mitigating measures for consumer finance products in line with risk philosophy.
• Manage credit risk appetite (limits) by scrutinizing current portfolio exposures.
• Keep portfolio current by reviewing at least once in a 12-month period.
• Identify transaction-specific risks including credit, taxation, accounting and legal.
• Document findings and report to the credit committee.
• Act as a bridge between risk and business on contentious issues.
• Remain objective and present both arguments and pros and cons.
• Forecast and analyse financials and collate and model data where required.
• Participate in meetings with senior stakeholders.
• Project management: track progress, manage expectations and ensure stakeholder requirements are delivered.

Skills

Data interpretation

Education

Bachelor's degree in Finance, Economics or related field OR CA (SA) or CFA

Job description

Boardroom Appointments in Sandton seeks an experienced Senior Credit Risk Analyst to lead a small team and drive credit risk reviews and approvals. You will manage limits, LGD inputs, and risk mitigation aligned with the company’s risk philosophy.

The role requires a minimum of six years in credit risk analysis within retail or banking, with strong data interpretation skills and the ability to communicate complex findings to senior stakeholders.